{"id":1140,"date":"2025-09-29T01:38:14","date_gmt":"2025-09-29T01:38:14","guid":{"rendered":"https:\/\/wallstreet-journal-news.com\/?p=1140"},"modified":"2025-09-29T01:38:17","modified_gmt":"2025-09-29T01:38:17","slug":"%ed%95%9c%ed%99%94-%eb%8d%94-%ea%b2%bd%ec%a6%9d-%ea%b0%84%ed%8e%b8%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-2025%eb%85%84-%ec%9c%a0%eb%b3%91%ec%9e%90-%eb%b3%b4%ed%97%98-%ec%8b%9c%ec%9e%a5%ec%9d%84","status":"publish","type":"post","link":"https:\/\/wallstreet-journal-news.com\/?p=1140","title":{"rendered":"\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8, 2025\ub144 \uc720\ubcd1\uc790 \ubcf4\ud5d8 \uc2dc\uc7a5\uc744 \ub4a4\ud754\ub4e4 5\uac00\uc9c0 \ud575\uc2ec \ud3ec\uc778\ud2b8 \ubd84\uc11d"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\ud3ec\ucee4\uc2a4 \ud0a4\uc6cc\ub4dc:<\/strong> \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud574\uc2dc\ud0dc\uadf8:<\/strong> \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8, \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8, \uc720\ubcd1\uc790\ubcf4\ud5d8, \ud55c\ud654\uc190\ud574\ubcf4\ud5d8, \uacbd\uc99d\uc720\ubcd1\uc790, \ubcf4\ud5d8\ub8cc\ud560\uc778, \uc785\uc6d0\uc0dd\ud65c\ube44, \ud1b5\ud569\uc554\uc9c4\ub2e8\ube44, 2025\ub144\uc2e0\uc0c1\ud488<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#2025%EB%85%84_%EC%9C%A0%EB%B3%91%EC%9E%90_%EB%B3%B4%ED%97%98%EC%9D%98_%EC%83%88%EB%A1%9C%EC%9A%B4_%EA%B8%B0%EC%A4%80_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%B4_%EC%A0%9C%EC%8B%9C%ED%95%98%EB%8A%94_%ED%98%81%EC%8B%A0%EC%A0%81%EC%9D%B8_%ED%98%9C%ED%83%9D_5%EA%B0%80%EC%A7%80\" title=\"2025\ub144, \uc720\ubcd1\uc790 \ubcf4\ud5d8\uc758 \uc0c8\ub85c\uc6b4 \uae30\uc900! \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc774 \uc81c\uc2dc\ud558\ub294 \ud601\uc2e0\uc801\uc778 \ud61c\ud0dd 5\uac00\uc9c0\">2025\ub144, \uc720\ubcd1\uc790 \ubcf4\ud5d8\uc758 \uc0c8\ub85c\uc6b4 \uae30\uc900! \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc774 \uc81c\uc2dc\ud558\ub294 \ud601\uc2e0\uc801\uc778 \ud61c\ud0dd 5\uac00\uc9c0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%EC%B4%88%EA%B2%BD%EC%A6%9D_%EA%B3%A0%EA%B0%9D%EC%9D%84_%EC%9C%84%ED%95%9C_%EB%A7%9E%EC%B6%A4%ED%98%95_%EC%84%A4%EA%B3%84_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EB%93%B1%EC%9E%A5_%EB%B0%B0%EA%B2%BD\" title=\"\ucd08\uacbd\uc99d \uace0\uac1d\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \uc124\uacc4: \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \ub4f1\uc7a5 \ubc30\uacbd\">\ucd08\uacbd\uc99d \uace0\uac1d\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \uc124\uacc4: \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \ub4f1\uc7a5 \ubc30\uacbd<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%EC%9C%A0%EB%B3%91%EC%9E%90_%EB%B3%B4%ED%97%98%EC%9D%98_%EC%95%8C%EB%A6%B4_%EC%9D%98%EB%AC%B4_%E2%80%98%EA%B8%B0%EA%B0%84_%ED%99%95%EB%8C%80%EB%A1%9C_%EB%B3%B4%ED%97%98%EB%A3%8C%EB%8A%94_%EB%82%AE%EC%B6%94%EA%B3%A0_%EA%B0%80%EC%9E%85_%EB%AC%B8%ED%84%B1%EC%9D%80_%EB%84%93%ED%9E%8C_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98\" title=\"\uc720\ubcd1\uc790 \ubcf4\ud5d8\uc758 \uc54c\ub9b4 \uc758\ubb34, &#8216;\uae30\uac04 \ud655\ub300&#8217;\ub85c \ubcf4\ud5d8\ub8cc\ub294 \ub0ae\ucd94\uace0 \uac00\uc785 \ubb38\ud131\uc740 \ub113\ud78c \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\">\uc720\ubcd1\uc790 \ubcf4\ud5d8\uc758 \uc54c\ub9b4 \uc758\ubb34, &#8216;\uae30\uac04 \ud655\ub300&#8217;\ub85c \ubcf4\ud5d8\ub8cc\ub294 \ub0ae\ucd94\uace0 \uac00\uc785 \ubb38\ud131\uc740 \ub113\ud78c \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_1_%EB%8B%B9%EB%87%A8%C2%B7%EA%B3%A0%ED%98%88%EC%95%95_%EA%B3%A0%EA%B0%9D%EC%9D%84_%EC%9C%84%ED%95%9C_%EC%B5%9C%EB%8C%80_%EC%95%BD_29%EC%9D%98_%ED%8C%8C%EA%B2%A9%EC%A0%81%EC%9D%B8_%EB%B3%B4%ED%97%98%EB%A3%8C_%ED%95%A0%EC%9D%B8_%ED%98%9C%ED%83%9D\" title=\"\ud575\uc2ec \ud3ec\uc778\ud2b8 1: \ub2f9\ub1e8\u00b7\uace0\ud608\uc555 \uace0\uac1d\uc744 \uc704\ud55c \ucd5c\ub300 \uc57d 29%\uc758 \ud30c\uaca9\uc801\uc778 \ubcf4\ud5d8\ub8cc \ud560\uc778 \ud61c\ud0dd\">\ud575\uc2ec \ud3ec\uc778\ud2b8 1: \ub2f9\ub1e8\u00b7\uace0\ud608\uc555 \uace0\uac1d\uc744 \uc704\ud55c \ucd5c\ub300 \uc57d 29%\uc758 \ud30c\uaca9\uc801\uc778 \ubcf4\ud5d8\ub8cc \ud560\uc778 \ud61c\ud0dd<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%E2%80%98%EB%AC%B4%E7%84%A1_%EA%B3%A0%ED%98%88%EC%95%95%C2%B7%EB%8B%B9%EB%87%A8_%EA%B3%A0%EA%B0%9D%EC%9D%84_%EC%9C%84%ED%95%9C_%EC%B6%94%EA%B0%80%EC%A0%81%EC%9D%B8_%EB%B3%B4%ED%97%98%EB%A3%8C_%EC%A0%88%EA%B0%90_%EB%B0%A9%EC%95%88\" title=\"&#8216;\ubb34(\u7121) \uace0\ud608\uc555\u00b7\ub2f9\ub1e8&#8217; \uace0\uac1d\uc744 \uc704\ud55c \ucd94\uac00\uc801\uc778 \ubcf4\ud5d8\ub8cc \uc808\uac10 \ubc29\uc548\">&#8216;\ubb34(\u7121) \uace0\ud608\uc555\u00b7\ub2f9\ub1e8&#8217; \uace0\uac1d\uc744 \uc704\ud55c \ucd94\uac00\uc801\uc778 \ubcf4\ud5d8\ub8cc \uc808\uac10 \ubc29\uc548<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_2_%EC%9E%85%EC%9B%90%EC%83%9D%ED%99%9C%EB%B9%84_%EB%B3%B4%EC%9E%A5_%EA%B0%95%ED%99%94_365%EC%9D%BC_%EB%B9%88%ED%8B%88%EC%97%86%EB%8A%94_%EB%B3%B4%EC%9E%A5%EC%9C%BC%EB%A1%9C_%EB%93%A0%EB%93%A0%ED%95%9C_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98\" title=\"\ud575\uc2ec \ud3ec\uc778\ud2b8 2: \uc785\uc6d0\uc0dd\ud65c\ube44 \ubcf4\uc7a5 \uac15\ud654: 365\uc77c \ube48\ud2c8\uc5c6\ub294 \ubcf4\uc7a5\uc73c\ub85c \ub4e0\ub4e0\ud55c \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\">\ud575\uc2ec \ud3ec\uc778\ud2b8 2: \uc785\uc6d0\uc0dd\ud65c\ube44 \ubcf4\uc7a5 \uac15\ud654: 365\uc77c \ube48\ud2c8\uc5c6\ub294 \ubcf4\uc7a5\uc73c\ub85c \ub4e0\ub4e0\ud55c \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#1%EB%85%84_%EB%82%B4%EB%82%B4_%EB%B3%B4%EC%9E%A5%EB%B0%9B%EB%8A%94_%EC%9E%85%EC%9B%90%EC%83%9D%ED%99%9C%EB%B9%84%EC%99%80_%EA%B0%84%EB%B3%91%EC%9D%B8_%EC%A7%80%EC%9B%90_%ED%99%95%EB%8C%80\" title=\"1\ub144 \ub0b4\ub0b4 \ubcf4\uc7a5\ubc1b\ub294 \uc785\uc6d0\uc0dd\ud65c\ube44\uc640 \uac04\ubcd1\uc778 \uc9c0\uc6d0 \ud655\ub300\">1\ub144 \ub0b4\ub0b4 \ubcf4\uc7a5\ubc1b\ub294 \uc785\uc6d0\uc0dd\ud65c\ube44\uc640 \uac04\ubcd1\uc778 \uc9c0\uc6d0 \ud655\ub300<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_3_%ED%86%B5%ED%95%A9%EC%95%94%EC%A0%84%EC%9D%B4%EC%95%94_%EB%B3%B4%EC%9E%A5_%ED%99%95%EB%8C%80_%EC%95%94_%EC%B9%98%EB%A3%8C_%EC%A0%84_%EC%98%81%EC%97%AD%EC%9D%84_%EC%95%84%EC%9A%B0%EB%A5%B4%EB%8A%94_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EB%B3%B4%EC%9E%A5_%EA%B2%BD%EC%9F%81%EB%A0%A5\" title=\"\ud575\uc2ec \ud3ec\uc778\ud2b8 3: \ud1b5\ud569\uc554\/\uc804\uc774\uc554 \ubcf4\uc7a5 \ud655\ub300: \uc554 \uce58\ub8cc \uc804 \uc601\uc5ed\uc744 \uc544\uc6b0\ub974\ub294 \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5 \uacbd\uc7c1\ub825\">\ud575\uc2ec \ud3ec\uc778\ud2b8 3: \ud1b5\ud569\uc554\/\uc804\uc774\uc554 \ubcf4\uc7a5 \ud655\ub300: \uc554 \uce58\ub8cc \uc804 \uc601\uc5ed\uc744 \uc544\uc6b0\ub974\ub294 \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5 \uacbd\uc7c1\ub825<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%EB%8B%A4%EB%B9%88%EB%8F%84_%EC%95%94_%EC%84%B8%EB%B6%84%ED%99%94%EC%99%80_%EC%A0%84%EC%9D%B4%EC%95%94_%EC%B9%98%EB%A3%8C_%ED%8A%B9%EC%95%BD_%EC%B6%94%EA%B0%80\" title=\"\ub2e4\ube48\ub3c4 \uc554 \uc138\ubd84\ud654\uc640 \uc804\uc774\uc554 \uce58\ub8cc \ud2b9\uc57d \ucd94\uac00\">\ub2e4\ube48\ub3c4 \uc554 \uc138\ubd84\ud654\uc640 \uc804\uc774\uc554 \uce58\ub8cc \ud2b9\uc57d \ucd94\uac00<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_4_%ED%8F%AD%EB%84%93%EC%9D%80_%EA%B0%80%EC%9E%85_%EC%84%A0%ED%83%9D%EA%B6%8C%EA%B3%BC_%EB%82%A9%EC%9E%85%EB%A9%B4%EC%A0%9C_%ED%98%9C%ED%83%9D_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EC%9C%A0%EC%97%B0%ED%95%9C_%EC%84%A4%EA%B3%84\" title=\"\ud575\uc2ec \ud3ec\uc778\ud2b8 4: \ud3ed\ub113\uc740 \uac00\uc785 \uc120\ud0dd\uad8c\uacfc \ub0a9\uc785\uba74\uc81c \ud61c\ud0dd: \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \uc720\uc5f0\ud55c \uc124\uacc4\">\ud575\uc2ec \ud3ec\uc778\ud2b8 4: \ud3ed\ub113\uc740 \uac00\uc785 \uc120\ud0dd\uad8c\uacfc \ub0a9\uc785\uba74\uc81c \ud61c\ud0dd: \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \uc720\uc5f0\ud55c \uc124\uacc4<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%EC%84%B8%EB%A7%8C%EA%B8%B0%ED%98%95_%EC%97%B0%EB%A7%8C%EA%B8%B0%EA%B0%B1%EC%8B%A0%ED%98%95_%EB%AC%B4%C2%B7%EC%A0%80%ED%95%B4%EC%A7%80%ED%98%95_%EB%93%B1_%EB%8B%A4%EC%96%91%ED%95%9C_%EC%98%B5%EC%85%98\" title=\"\uc138\ub9cc\uae30\ud615, \uc5f0\ub9cc\uae30\uac31\uc2e0\ud615, \ubb34\u00b7\uc800\ud574\uc9c0\ud615 \ub4f1 \ub2e4\uc591\ud55c \uc635\uc158\">\uc138\ub9cc\uae30\ud615, \uc5f0\ub9cc\uae30\uac31\uc2e0\ud615, \ubb34\u00b7\uc800\ud574\uc9c0\ud615 \ub4f1 \ub2e4\uc591\ud55c \uc635\uc158<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_5_%EC%9C%A0%EB%B3%91%EC%9E%90_%EC%8B%9C%EC%9E%A5_%EC%84%A0%EB%8F%84%EC%9D%98_%EB%85%B8%ED%95%98%EC%9A%B0%EA%B0%80_%EB%8B%B4%EA%B8%B4_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EB%AF%B8%EB%9E%98_%EB%B9%84%EC%A0%84\" title=\"\ud575\uc2ec \ud3ec\uc778\ud2b8 5: \uc720\ubcd1\uc790 \uc2dc\uc7a5 \uc120\ub3c4\uc758 \ub178\ud558\uc6b0\uac00 \ub2f4\uae34 \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \ubbf8\ub798 \ube44\uc804\">\ud575\uc2ec \ud3ec\uc778\ud2b8 5: \uc720\ubcd1\uc790 \uc2dc\uc7a5 \uc120\ub3c4\uc758 \ub178\ud558\uc6b0\uac00 \ub2f4\uae34 \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \ubbf8\ub798 \ube44\uc804<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%EC%98%81%EC%97%85_%ED%98%84%EC%9E%A5%EA%B3%BC_%EA%B3%A0%EA%B0%9D%EC%9D%98_%EC%86%8C%EB%A6%AC%EB%A5%BC_%EB%B0%98%EC%98%81%ED%95%9C_%EC%A7%80%EC%86%8D_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%83%81%ED%92%88_%EA%B0%9C%EB%B0%9C\" title=\"\uc601\uc5c5 \ud604\uc7a5\uacfc \uace0\uac1d\uc758 \uc18c\ub9ac\ub97c \ubc18\uc601\ud55c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc0c1\ud488 \uac1c\ubc1c\">\uc601\uc5c5 \ud604\uc7a5\uacfc \uace0\uac1d\uc758 \uc18c\ub9ac\ub97c \ubc18\uc601\ud55c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc0c1\ud488 \uac1c\ubc1c<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1140\/#%EB%A7%88%EB%AC%B4%EB%A6%AC_%EB%8D%94_%EA%B1%B4%EA%B0%95%ED%95%9C_%EB%AF%B8%EB%9E%98%EB%A5%BC_%EC%9C%84%ED%95%9C_%EC%84%A0%ED%83%9D_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98\" title=\"\ub9c8\ubb34\ub9ac: \ub354 \uac74\uac15\ud55c \ubbf8\ub798\ub97c \uc704\ud55c \uc120\ud0dd, \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\">\ub9c8\ubb34\ub9ac: \ub354 \uac74\uac15\ud55c \ubbf8\ub798\ub97c \uc704\ud55c \uc120\ud0dd, \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2025%EB%85%84_%EC%9C%A0%EB%B3%91%EC%9E%90_%EB%B3%B4%ED%97%98%EC%9D%98_%EC%83%88%EB%A1%9C%EC%9A%B4_%EA%B8%B0%EC%A4%80_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%B4_%EC%A0%9C%EC%8B%9C%ED%95%98%EB%8A%94_%ED%98%81%EC%8B%A0%EC%A0%81%EC%9D%B8_%ED%98%9C%ED%83%9D_5%EA%B0%80%EC%A7%80\"><\/span> 2025\ub144, \uc720\ubcd1\uc790 \ubcf4\ud5d8\uc758 \uc0c8\ub85c\uc6b4 \uae30\uc900! \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc774 \uc81c\uc2dc\ud558\ub294 \ud601\uc2e0\uc801\uc778 \ud61c\ud0dd 5\uac00\uc9c0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc720\ubcd1\uc790\ub3c4 \uac74\uac15\ud558\uac8c, \ubd80\ub2f4 \uc5c6\uc774 \ubbf8\ub798\ub97c \uc900\ube44\ud560 \uc218 \uc788\ub294 \uc2dc\ub300\uac00 \uc5f4\ub838\uc2b5\ub2c8\ub2e4. <strong>\ud55c\ud654\uc190\ud574\ubcf4\ud5d8<\/strong>\uc774 2025\ub144 1\uc6d4 2\uc77c \ucd9c\uc2dc\ud55c \uc2e0\uc0c1\ud488, <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uae30\uc874\uc758 \uc720\ubcd1\uc790 \ubcf4\ud5d8 \uc2dc\uc7a5\uc744 \ub4a4\ud754\ub4e4 \ub9cc\ud55c \ud601\uc2e0\uc801\uc778 \ud2b9\uc9d5\uc744 \ub2f4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uac74\uac15 \uc0c1\ud0dc\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \uc591\ud638\ud55c <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \uc124\uacc4\ub85c \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc740 \ud68d\uae30\uc801\uc73c\ub85c \ub0ae\ucd94\uace0, \ubcf4\uc7a5 \ubc94\uc704\ub294 \ub354\uc6b1 \ub113\ud614\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc758 \ucd9c\uc2dc \ubc30\uacbd\uacfc \ud568\uaed8 \uc720\ubcd1\uc790 \uace0\uac1d\uc774 \ubc18\ub4dc\uc2dc \uc8fc\ubaa9\ud574\uc57c \ud560 5\uac00\uc9c0 \ud575\uc2ec \ud3ec\uc778\ud2b8\ub97c \uae4a\uc774 \uc788\uac8c \ubd84\uc11d\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B4%88%EA%B2%BD%EC%A6%9D_%EA%B3%A0%EA%B0%9D%EC%9D%84_%EC%9C%84%ED%95%9C_%EB%A7%9E%EC%B6%A4%ED%98%95_%EC%84%A4%EA%B3%84_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EB%93%B1%EC%9E%A5_%EB%B0%B0%EA%B2%BD\"><\/span>\ucd08\uacbd\uc99d \uace0\uac1d\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \uc124\uacc4: \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8\uc758 \ub4f1\uc7a5 \ubc30\uacbd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"http:\/\/pf.kakao.com\/_xnlMDn\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"600\" height=\"75\" src=\"https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/09\/%EC%B9%B4001-6.png?resize=600%2C75&#038;ssl=1\" alt=\"\" class=\"wp-image-1142\" srcset=\"https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/09\/%EC%B9%B4001-6.png?w=600&amp;ssl=1 600w, https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/09\/%EC%B9%B4001-6.png?resize=300%2C38&amp;ssl=1 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uae30\uc874\uc758 \uc720\ubcd1\uc790 \ubcf4\ud5d8 \uc0c1\ud488\uc740 \uc9c8\ubcd1 \uc774\ub825\uc774 \uc788\ub294 \ubaa8\ub4e0 \uace0\uac1d\uc744 \ud558\ub098\uc758 \ud2c0\uc5d0 \ubb36\uc5b4, \uc2e4\uc81c\ub85c \uac74\uac15 \uc0c1\ud0dc\uac00 \uacbd\ubbf8\ud558\uac70\ub098 \uc591\ud638\ud55c <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\ub4e4\uae4c\uc9c0\ub3c4 \ub192\uc740 \ubcf4\ud5d8\ub8cc\ub97c \uac10\uc218\ud574\uc57c \ud558\ub294 \ubd88\ud569\ub9ac\ud568\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. <strong>\ud55c\ud654\uc190\ud574\ubcf4\ud5d8<\/strong>\uc740 \uc774\ub7ec\ud55c \uc2dc\uc7a5\uc758 \ud2c8\uc0c8\ub97c \uc815\ud655\ud788 \ud30c\uace0\ub4e4\uc5b4, &#8216;\ub354 \uac74\uac15\ud55c \uc720\ubcd1\uc790&#8217;\ub97c \uc704\ud55c \uc138\ubd84\ud654\ub41c \uc0c1\ud488\uc778 <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc744 \uc120\ubcf4\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubcf4\ud5d8\uc758 \uc0ac\uac01\uc9c0\ub300\uc5d0 \ub193\uc5ec\uc788\ub358 \uace0\uac1d\ub4e4\uc5d0\uac8c \ud569\ub9ac\uc801\uc778 \uc120\ud0dd\uc9c0\ub97c \uc81c\uacf5\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \ud070 \uc758\ubbf8\ub97c \uac00\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9C%A0%EB%B3%91%EC%9E%90_%EB%B3%B4%ED%97%98%EC%9D%98_%EC%95%8C%EB%A6%B4_%EC%9D%98%EB%AC%B4_%E2%80%98%EA%B8%B0%EA%B0%84_%ED%99%95%EB%8C%80%EB%A1%9C_%EB%B3%B4%ED%97%98%EB%A3%8C%EB%8A%94_%EB%82%AE%EC%B6%94%EA%B3%A0_%EA%B0%80%EC%9E%85_%EB%AC%B8%ED%84%B1%EC%9D%80_%EB%84%93%ED%9E%8C_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98\"><\/span> \uc720\ubcd1\uc790 \ubcf4\ud5d8\uc758 \uc54c\ub9b4 \uc758\ubb34, &#8216;\uae30\uac04 \ud655\ub300&#8217;\ub85c \ubcf4\ud5d8\ub8cc\ub294 \ub0ae\ucd94\uace0 \uac00\uc785 \ubb38\ud131\uc740 \ub113\ud78c <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uae30\uc874\uc758 3\u00b75\u00b75 \uac04\ud3b8\uace0\uc9c0 \uc0c1\ud488\uc758 \uc54c\ub9b4 \uc0ac\ud56d\uc744 \uc720\uc5f0\ud558\uac8c \uc870\uc815\ud588\uc2b5\ub2c8\ub2e4. \ud575\uc2ec\uc740 &#8216;5\ub144 \ub0b4&#8217; \uc785\uc6d0 \ub610\ub294 \uc218\uc220 \uc5ec\ubd80\ub97c &#8217;10\ub144 \ub0b4&#8217;\ub85c \ubcc0\uacbd\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uae30\uc874 3\u00b75\u00b75 \uace0\uc9c0:<\/strong> 3\uac1c\uc6d4 \ub0b4 \uc9c4\ub2e8\/\uc18c\uacac\/\uc785\uc6d0\/\uc218\uc220, 5\ub144 \ub0b4 \uc785\uc6d0\/\uc218\uc220, 5\ub144 \ub0b4 6\ub300 \uc9c8\ubcd1 \uc9c4\ub2e8\/\uc785\uc6d0\/\uc218\uc220 \uc5ec\ubd80.<\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8:<\/strong> 5\ub144 \ub0b4 \uc785\uc6d0 \ub610\ub294 \uc218\uc220 \uc5ec\ubd80\ub97c <strong>10\ub144 \ub0b4<\/strong>\ub85c \ubcc0\uacbd.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub7ec\ud55c \uc54c\ub9b4 \uc758\ubb34 \uae30\uac04\uc758 \ud655\ub300\ub294 \ub2f9\uc7a5 \ub208\uc55e\uc758 \ubcf4\ud5d8\ub8cc\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc0c1\ub300\uc801\uc73c\ub85c \uc591\ud638\ud55c \uac74\uac15 \uc0c1\ud0dc\ub97c \uac00\uc9c4 <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong>\ub294 \uc774 \uc870\uac74\uc744 \ucda9\uc871\ud568\uc73c\ub85c\uc368 \uae30\uc874 3\u00b75\u00b75 \uc0c1\ud488 \ub300\ube44 \uc57d <strong>16%<\/strong> \ub0ae\uc740 \ubcf4\ud5d8\ub8cc\ub85c <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc5d0 \uac00\uc785\ud560 \uc218 \uc788\ub294 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uc774\ub7ec\ud55c \ubc29\uc2dd\uc73c\ub85c <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong>\uc758 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\ub294 \ud601\uc2e0\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_1_%EB%8B%B9%EB%87%A8%C2%B7%EA%B3%A0%ED%98%88%EC%95%95_%EA%B3%A0%EA%B0%9D%EC%9D%84_%EC%9C%84%ED%95%9C_%EC%B5%9C%EB%8C%80_%EC%95%BD_29%EC%9D%98_%ED%8C%8C%EA%B2%A9%EC%A0%81%EC%9D%B8_%EB%B3%B4%ED%97%98%EB%A3%8C_%ED%95%A0%EC%9D%B8_%ED%98%9C%ED%83%9D\"><\/span> \ud575\uc2ec \ud3ec\uc778\ud2b8 1: \ub2f9\ub1e8\u00b7\uace0\ud608\uc555 \uace0\uac1d\uc744 \uc704\ud55c \ucd5c\ub300 \uc57d 29%\uc758 \ud30c\uaca9\uc801\uc778 \ubcf4\ud5d8\ub8cc \ud560\uc778 \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc774 \uc720\ubcd1\uc790 \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \uc8fc\ubaa9\ubc1b\ub294 \uc774\uc720\ub294 \ubc14\ub85c <strong>\ubcf4\ud5d8\ub8cc \ud560\uc778<\/strong> \ud61c\ud0dd\uc758 \ud3ed\uc774 \ud06c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ud2b9\ud788, \ub9cc\uc131\uc9c8\ud658\uc758 \ub300\ud45c\uaca9\uc778 <strong>\uace0\ud608\uc555<\/strong>\uacfc <strong>\ub2f9\ub1e8<\/strong>\uc5d0 \ub300\ud55c \uce58\ub8cc \uc774\ub825\uc774 \uc5c6\ub294 \uace0\uac1d\uc5d0\uac8c\ub294 \ucd94\uac00\uc801\uc778 \ud560\uc778\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%80%98%EB%AC%B4%E7%84%A1_%EA%B3%A0%ED%98%88%EC%95%95%C2%B7%EB%8B%B9%EB%87%A8_%EA%B3%A0%EA%B0%9D%EC%9D%84_%EC%9C%84%ED%95%9C_%EC%B6%94%EA%B0%80%EC%A0%81%EC%9D%B8_%EB%B3%B4%ED%97%98%EB%A3%8C_%EC%A0%88%EA%B0%90_%EB%B0%A9%EC%95%88\"><\/span> &#8216;\ubb34(\u7121) \uace0\ud608\uc555\u00b7\ub2f9\ub1e8&#8217; \uace0\uac1d\uc744 \uc704\ud55c \ucd94\uac00\uc801\uc778 \ubcf4\ud5d8\ub8cc \uc808\uac10 \ubc29\uc548<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">5\ub144 \ub0b4 \ub2f9\ub1e8 \ubc0f \uace0\ud608\uc555\uc5d0 \ub300\ud55c \uce58\ub8cc \uc774\ub825\uc774 \uc5c6\ub294 \uace0\uac1d\uc740 \uc55e\uc11c \uc5b8\uae09\ub41c 16% \ud560\uc778\uc5d0 \uc57d 13%\ub97c \ucd94\uac00\ub85c \ud560\uc778\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c, <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\uc758 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc744 \ucd5c\ub300 \uc57d 29%\uae4c\uc9c0 \ub0ae\ucd94\ub294 \ud30c\uaca9\uc801\uc778 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub294 \uc2e4\uc81c <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\ub4e4\uc5d0\uac8c \uc2e4\uc9c8\uc801\uc778 \uacbd\uc81c\uc801 \ub3c4\uc6c0\uc744 \uc8fc\ub294 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc7a5\uc810\uc774\uba70, <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc758 \uac15\ub825\ud55c \uacbd\uc7c1\ub825\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_2_%EC%9E%85%EC%9B%90%EC%83%9D%ED%99%9C%EB%B9%84_%EB%B3%B4%EC%9E%A5_%EA%B0%95%ED%99%94_365%EC%9D%BC_%EB%B9%88%ED%8B%88%EC%97%86%EB%8A%94_%EB%B3%B4%EC%9E%A5%EC%9C%BC%EB%A1%9C_%EB%93%A0%EB%93%A0%ED%95%9C_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98\"><\/span> \ud575\uc2ec \ud3ec\uc778\ud2b8 2: \uc785\uc6d0\uc0dd\ud65c\ube44 \ubcf4\uc7a5 \uac15\ud654: 365\uc77c \ube48\ud2c8\uc5c6\ub294 \ubcf4\uc7a5\uc73c\ub85c \ub4e0\ub4e0\ud55c <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c8\ubcd1\uc774\ub098 \uc0c1\ud574\ub85c \uc778\ud55c <strong>\uc785\uc6d0\uc0dd\ud65c\ube44<\/strong>\ub294 \uce58\ub8cc\ube44 \uc678\uc5d0 \ubc1c\uc0dd\ud558\ub294 \uc0dd\ud65c\ube44 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\ub294 \ub9e4\uc6b0 \uc911\uc694\ud55c \ubcf4\uc7a5\uc785\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uc774 <strong>\uc785\uc6d0\uc0dd\ud65c\ube44<\/strong> \ud2b9\uc57d\uc744 \ub300\ud3ed \uac15\ud654\ud558\uc5ec \uc0c1\ud488 \uacbd\uc7c1\ub825\uc744 \ub192\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1%EB%85%84_%EB%82%B4%EB%82%B4_%EB%B3%B4%EC%9E%A5%EB%B0%9B%EB%8A%94_%EC%9E%85%EC%9B%90%EC%83%9D%ED%99%9C%EB%B9%84%EC%99%80_%EA%B0%84%EB%B3%91%EC%9D%B8_%EC%A7%80%EC%9B%90_%ED%99%95%EB%8C%80\"><\/span> 1\ub144 \ub0b4\ub0b4 \ubcf4\uc7a5\ubc1b\ub294 \uc785\uc6d0\uc0dd\ud65c\ube44\uc640 \uac04\ubcd1\uc778 \uc9c0\uc6d0 \ud655\ub300<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc785\uc6d0\uc0dd\ud65c\ube44 \ud2b9\uc57d:<\/strong> \ubcf4\uc7a5 \uae30\uac04\uc744 \uae30\uc874\ubcf4\ub2e4 \ub300\ud3ed \ud655\ub300\ud558\uc5ec <strong>365\uc77c<\/strong> \ub0b4\ub0b4 \ube48\ud2c8\uc5c6\uc774 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uac04\ubcd1\uc778\uc0ac\uc6a9\uc785\uc6d0\uc0dd\ud65c\ube44:<\/strong> \ubcf4\uc7a5 \ud55c\ub3c4\ub97c \uc5f0\uac04 180\uc77c\uc5d0\uc11c <strong>365\uc77c<\/strong>\uae4c\uc9c0 \ub298\ub838\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc694\uc591\ubcd1\uc6d0 \ucc28\ubcc4\ud654:<\/strong> \uc694\uc591\ubcd1\uc6d0\uc5d0\uc11c 181\uc77c \uc774\uc0c1 \uc785\uc6d0 \uc2dc\uc5d0\ub3c4 \ubcf4\uc0c1\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc0c1\ud488\uc744 \ucc28\ubcc4\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ub610\ud55c, \ud569\ub9ac\uc801\uc778 \uace0\uac1d\uc744 \uc704\ud574 \uacf5\ub3d9\uac04\ubcd1\uc778 \uc0ac\uc6a9\uc744 \ubcf4\uc7a5 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ud558\uace0 \ubcf4\ud5d8\ub8cc\ub97c \uc57d <strong>23%<\/strong> \ub0ae\ucd98 <strong>\uac04\ubcd1\uc778\uc785\uc6d0\uc0dd\ud65c\ube44\u2161<\/strong> \ud2b9\uc57d\uc744 \ucd94\uac00\ud558\uc5ec \uace0\uac1d \uc120\ud0dd\uc758 \ud3ed\uc744 \ub113\ud614\uc2b5\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uc2e4\uc9c8\uc801\uc778 \uac04\ubcd1 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \ub370 \uc9d1\uc911\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_3_%ED%86%B5%ED%95%A9%EC%95%94%EC%A0%84%EC%9D%B4%EC%95%94_%EB%B3%B4%EC%9E%A5_%ED%99%95%EB%8C%80_%EC%95%94_%EC%B9%98%EB%A3%8C_%EC%A0%84_%EC%98%81%EC%97%AD%EC%9D%84_%EC%95%84%EC%9A%B0%EB%A5%B4%EB%8A%94_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EB%B3%B4%EC%9E%A5_%EA%B2%BD%EC%9F%81%EB%A0%A5\"><\/span> \ud575\uc2ec \ud3ec\uc778\ud2b8 3: \ud1b5\ud569\uc554\/\uc804\uc774\uc554 \ubcf4\uc7a5 \ud655\ub300: \uc554 \uce58\ub8cc \uc804 \uc601\uc5ed\uc744 \uc544\uc6b0\ub974\ub294 <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc758 \ubcf4\uc7a5 \uacbd\uc7c1\ub825<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"http:\/\/pf.kakao.com\/_xnlMDn\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"354\" height=\"142\" src=\"https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/09\/%EC%B9%B4004-3.png?resize=354%2C142&#038;ssl=1\" alt=\"\" class=\"wp-image-1143\" srcset=\"https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/09\/%EC%B9%B4004-3.png?w=354&amp;ssl=1 354w, https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/09\/%EC%B9%B4004-3.png?resize=300%2C120&amp;ssl=1 300w\" sizes=\"(max-width: 354px) 100vw, 354px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc554\uc740 \uc720\ubcd1\uc790\uc5d0\uac8c \uac00\uc7a5 \ud070 \uc704\ud5d8 \uc694\uc18c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 <strong>\ud1b5\ud569\uc554\uc9c4\ub2e8\ube44<\/strong>\uc640 <strong>\uc804\uc774\uc554<\/strong> \uad00\ub828 \ud2b9\uc57d\uc744 \ucd94\uac00\ud558\uc5ec \uc554 \ubcf4\uc7a5\uc744 \uc804\ubc29\uc704\uc801\uc73c\ub85c \uac15\ud654\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\uc758 \ubd88\uc548\uac10\uc744 \ud574\uc18c\ud558\ub294 \ub370 \ud070 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%8B%A4%EB%B9%88%EB%8F%84_%EC%95%94_%EC%84%B8%EB%B6%84%ED%99%94%EC%99%80_%EC%A0%84%EC%9D%B4%EC%95%94_%EC%B9%98%EB%A3%8C_%ED%8A%B9%EC%95%BD_%EC%B6%94%EA%B0%80\"><\/span> \ub2e4\ube48\ub3c4 \uc554 \uc138\ubd84\ud654\uc640 \uc804\uc774\uc554 \uce58\ub8cc \ud2b9\uc57d \ucd94\uac00<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud1b5\ud569\uc554\uc9c4\ub2e8\ube44<\/strong>\ub294 <strong>\ub2e4\ube48\ub3c4 \uc554<\/strong>\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \ub354\uc6b1 \uc138\ubd84\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub0a8\uc131:<\/strong> \uae30\uc874 8\uc885\uc5d0\uc11c <strong>10\uc885<\/strong>(\ub300\uc7a5\uc554, \ud3d0\uc554 \ucd94\uac00)\uc73c\ub85c \ud655\ub300.<\/li>\n\n\n\n<li><strong>\uc5ec\uc131:<\/strong> \uae30\uc874 9\uc885\uc5d0\uc11c <strong>13\uc885<\/strong>(\ub09c\uc18c\uc554, \ub300\uc7a5\uc554, \ud3d0\uc554, \uc790\uad81\uad00\ub828\uc554 \ucd94\uac00)\uc73c\ub85c \ud655\ub300.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5ec\uae30\uc5d0 <strong>\uc804\uc774\uc554\uc218\uc220\ube44<\/strong>, <strong>\ud56d\uc554\ubc29\uc0ac\uc120\/\uc57d\ubb3c\uce58\ub8cc\ube44<\/strong> \ud2b9\uc57d\uc744 \ucd94\uac00\ud574 <strong>\uc804\uc774\uc554<\/strong>\uc5d0 \ub300\ud55c \uce58\ub8cc \uc601\uc5ed\uae4c\uc9c0 \ubcf4\uc7a5\uc744 \ud655\ub300\ud588\uc2b5\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uc554 \uc9c4\ub2e8\ubd80\ud130 \uc804\uc774 \ubc0f \uce58\ub8cc\uae4c\uc9c0 \uace0\uac1d\uc774 \uc548\uc2ec\ud558\uace0 \uce58\ub8cc\uc5d0 \uc804\ub150\ud560 \uc218 \uc788\ub3c4\ub85d \ub4e0\ub4e0\ud55c \ubc84\ud300\ubaa9\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_4_%ED%8F%AD%EB%84%93%EC%9D%80_%EA%B0%80%EC%9E%85_%EC%84%A0%ED%83%9D%EA%B6%8C%EA%B3%BC_%EB%82%A9%EC%9E%85%EB%A9%B4%EC%A0%9C_%ED%98%9C%ED%83%9D_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EC%9C%A0%EC%97%B0%ED%95%9C_%EC%84%A4%EA%B3%84\"><\/span> \ud575\uc2ec \ud3ec\uc778\ud2b8 4: \ud3ed\ub113\uc740 \uac00\uc785 \uc120\ud0dd\uad8c\uacfc \ub0a9\uc785\uba74\uc81c \ud61c\ud0dd: <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc758 \uc720\uc5f0\ud55c \uc124\uacc4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 15\uc138\ubd80\ud130 \uac00\uc785\uc774 \uac00\ub2a5\ud558\uba70, \ub2e4\uc591\ud55c \ubcf4\ud5d8\uae30\uac04 \uc120\ud0dd\uc774 \uac00\ub2a5\ud558\uc5ec \uace0\uac1d\uc758 \uc0dd\uc560 \uc8fc\uae30\uc5d0 \ub9de\ucdb0 \uc720\uc5f0\ud558\uac8c \uc124\uacc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%84%B8%EB%A7%8C%EA%B8%B0%ED%98%95_%EC%97%B0%EB%A7%8C%EA%B8%B0%EA%B0%B1%EC%8B%A0%ED%98%95_%EB%AC%B4%C2%B7%EC%A0%80%ED%95%B4%EC%A7%80%ED%98%95_%EB%93%B1_%EB%8B%A4%EC%96%91%ED%95%9C_%EC%98%B5%EC%85%98\"><\/span> \uc138\ub9cc\uae30\ud615, \uc5f0\ub9cc\uae30\uac31\uc2e0\ud615, \ubb34\u00b7\uc800\ud574\uc9c0\ud615 \ub4f1 \ub2e4\uc591\ud55c \uc635\uc158<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ubcf4\ud5d8\uae30\uac04:<\/strong> \uc138\ub9cc\uae30\ud615(90\uc138 \ub610\ub294 100\uc138), \uc5f0\ub9cc\uae30\uac31\uc2e0\ud615(30\ub144, 20\ub144, 10\ub144) \uc911 \uc120\ud0dd.<\/li>\n\n\n\n<li><strong>\ub0a9\uc785 \ubc29\uc2dd:<\/strong> <strong>\ubb34\ud574\uc9c0<\/strong> \ub610\ub294 <strong>\uc800\ud574\uc9c0<\/strong> \ud658\uae09\ud615\uc73c\ub85c\ub3c4 \uac00\uc785 \uac00\ub2a5\ud558\uc5ec \ubcf4\ud5d8\ub8cc\ub97c \ub354\uc6b1 \ud569\ub9ac\uc801\uc73c\ub85c \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ub610\ud55c, <strong>\uc554<\/strong>, <strong>\ub1cc\uc878\uc911<\/strong>, <strong>\uae09\uc131\uc2ec\uadfc\uacbd\uc0c9\uc99d<\/strong> \ub4f1\uc73c\ub85c \uc9c4\ub2e8\ubc1b\uc740 \uacbd\uc6b0 <strong>\ubcf4\ud5d8\ub8cc \ub0a9\uc785\uba74\uc81c<\/strong> \ud61c\ud0dd\ub3c4 \uc81c\uacf5\ub418\uc5b4, \uc911\ub300\ud55c \uc9c8\ubcd1 \ubc1c\uc0dd \uc2dc\uc5d0\ub3c4 \ubcf4\ud5d8 \uc720\uc9c0\ub97c \uc704\ud55c \uacbd\uc81c\uc801 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc90d\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uace0\uac1d \uc911\uc2ec\uc758 \uc720\uc5f0\uc131\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-exploring-the-history-of-finance wp-block-embed-exploring-the-history-of-finance\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"iLSKZAfaC1\"><a href=\"https:\/\/wallstreet-journal-news.com\/?p=1089\">\ub0b4\uac8c \ub531 \ub9de\ub294 \ubcf4\ud5d8, \uc774\uc81c \ud5e4\ub9e4\uc9c0 \ub9c8\uc138\uc694! \ub2e4\ub098\uc640\ubcf4\ud5d8\uc5d0\uc11c \ud55c \ubc88\uc5d0 \ud574\uacb0!<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\ub0b4\uac8c \ub531 \ub9de\ub294 \ubcf4\ud5d8, \uc774\uc81c \ud5e4\ub9e4\uc9c0 \ub9c8\uc138\uc694! \ub2e4\ub098\uc640\ubcf4\ud5d8\uc5d0\uc11c \ud55c \ubc88\uc5d0 \ud574\uacb0!&#8221; &#8212; Exploring the History of Finance\" src=\"https:\/\/wallstreet-journal-news.com\/?p=1089&#038;embed=true#?secret=Cq6XQ8QDVi#?secret=iLSKZAfaC1\" data-secret=\"iLSKZAfaC1\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%95%B5%EC%8B%AC_%ED%8F%AC%EC%9D%B8%ED%8A%B8_5_%EC%9C%A0%EB%B3%91%EC%9E%90_%EC%8B%9C%EC%9E%A5_%EC%84%A0%EB%8F%84%EC%9D%98_%EB%85%B8%ED%95%98%EC%9A%B0%EA%B0%80_%EB%8B%B4%EA%B8%B4_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98%EC%9D%98_%EB%AF%B8%EB%9E%98_%EB%B9%84%EC%A0%84\"><\/span> \ud575\uc2ec \ud3ec\uc778\ud2b8 5: \uc720\ubcd1\uc790 \uc2dc\uc7a5 \uc120\ub3c4\uc758 \ub178\ud558\uc6b0\uac00 \ub2f4\uae34 <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc758 \ubbf8\ub798 \ube44\uc804<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud55c\ud654\uc190\ud574\ubcf4\ud5d8<\/strong> \uad00\uacc4\uc790\ub294 &#8220;\uc720\ubcd1\uc790 \uc2dc\uc7a5\uc744 \uc120\ub3c4\ud574\uc628 \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \ucd08\uacbd\uc99d \uace0\uac1d\uc744 \uc704\ud574 \ub354\uc6b1 \uc138\ubd84\ud654\ud55c \uc0c1\ud488&#8221;\uc774\ub77c\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc774 \ub2e8\uc21c\ud55c \uc2e0\uc0c1\ud488 \ucd9c\uc2dc\ub97c \ub118\uc5b4, <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\uce35\uc744 \uc704\ud55c \uc804\uc6a9 \uc2dc\uc7a5\uc744 \ucc3d\ucd9c\ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ub2f4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%98%81%EC%97%85_%ED%98%84%EC%9E%A5%EA%B3%BC_%EA%B3%A0%EA%B0%9D%EC%9D%98_%EC%86%8C%EB%A6%AC%EB%A5%BC_%EB%B0%98%EC%98%81%ED%95%9C_%EC%A7%80%EC%86%8D_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%83%81%ED%92%88_%EA%B0%9C%EB%B0%9C\"><\/span> \uc601\uc5c5 \ud604\uc7a5\uacfc \uace0\uac1d\uc758 \uc18c\ub9ac\ub97c \ubc18\uc601\ud55c \uc9c0\uc18d \uac00\ub2a5\ud55c \uc0c1\ud488 \uac1c\ubc1c<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud55c\ud654\uc190\ud574\ubcf4\ud5d8<\/strong>\uc740 \uc55e\uc73c\ub85c\ub3c4 \uc601\uc5c5 \ud604\uc7a5\uacfc \uace0\uac1d\uc758 \uc18c\ub9ac\uc5d0 \uadc0 \uae30\uc6b8\uc5ec \ub354\uc6b1 \ud569\ub9ac\uc801\uc778 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uc120\ubcf4\uc77c \uc608\uc815\uc785\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc758 \uc131\uacf5\uc801\uc778 \ucd9c\uc2dc\ub294 \uc720\ubcd1\uc790 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \uae0d\uc815\uc801\uc778 \ud30c\uae09\ud6a8\uacfc\ub97c \uac00\uc838\uc62c \uac83\uc774\uba70, \ub354 \ub9ce\uc740 <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\uc774 \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc73c\ub85c \ub4e0\ub4e0\ud55c \ubcf4\uc7a5\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4. \uc774\ucc98\ub7fc <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uc720\ubcd1\uc790 \uace0\uac1d\uc758 \uac74\uac15\ud55c \uc0b6\uc744 \uc9c0\uc6d0\ud558\ub294 \ub4e0\ub4e0\ud55c \ub3d9\ubc18\uc790\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A7%88%EB%AC%B4%EB%A6%AC_%EB%8D%94_%EA%B1%B4%EA%B0%95%ED%95%9C_%EB%AF%B8%EB%9E%98%EB%A5%BC_%EC%9C%84%ED%95%9C_%EC%84%A0%ED%83%9D_%ED%95%9C%ED%99%94_%EB%8D%94_%EA%B2%BD%EC%A6%9D_%EA%B0%84%ED%8E%B8%EA%B1%B4%EA%B0%95%EB%B3%B4%ED%97%98\"><\/span> \ub9c8\ubb34\ub9ac: \ub354 \uac74\uac15\ud55c \ubbf8\ub798\ub97c \uc704\ud55c \uc120\ud0dd, <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 2025\ub144 \uc720\ubcd1\uc790 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \uc0c8\ub85c\uc6b4 \uc774\uc815\ud45c\ub97c \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong>\uc5d0\uac8c \ucd5c\ub300 \uc57d **29%**\uc758 <strong>\ubcf4\ud5d8\ub8cc \ud560\uc778<\/strong> \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uace0, <strong>\uc785\uc6d0\uc0dd\ud65c\ube44<\/strong>\uc640 <strong>\ud1b5\ud569\uc554\uc9c4\ub2e8\ube44<\/strong>, <strong>\uc804\uc774\uc554<\/strong> \ubcf4\uc7a5\uae4c\uc9c0 \ud3ed\ub113\uac8c \uac15\ud654\ud568\uc73c\ub85c\uc368, <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \uace0\uac1d \uc911\uc2ec\uc758 \uac00\uce58\ub97c \uc2e4\ud604\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac74\uac15 \uc774\ub825 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8 \uac00\uc785\uc744 \ub9dd\uc124\uc5ec\uc654\ub358 <strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong> \uace0\uac1d\uc774\ub77c\uba74, <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc744 \ud1b5\ud574 \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc73c\ub85c \ub4e0\ub4e0\ud55c \ubbf8\ub798\ub97c \uc124\uacc4\ud574 \ubcf4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc5d0 \ub300\ud55c \ub354 \uc790\uc138\ud55c \uc815\ubcf4\ub294 <strong>\ud55c\ud654\uc190\ud574\ubcf4\ud5d8<\/strong> \uacf5\uc2dd \ucc44\ub110\uc744 \ud1b5\ud574 \ud655\uc778\ud574 \ubcf4\uc138\uc694. <strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong>\uc740 \ubd84\uba85 \uc720\ubcd1\uc790 \ubcf4\ud5d8\uc758 \uc0c8\ub85c\uc6b4 \uae30\uc900\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud3ec\ucee4\uc2a4 \ud0a4\uc6cc\ub4dc <\/strong><\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654\uc190\ud574\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ubcf4\ud5d8\ub8cc \ud560\uc778<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uace0\ud608\uc555<\/strong>\uacfc <strong>\ub2f9\ub1e8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uc785\uc6d0\uc0dd\ud65c\ube44<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uc785\uc6d0\uc0dd\ud65c\ube44<\/strong><\/li>\n\n\n\n<li><strong>\uac04\ubcd1\uc778\uc785\uc6d0\uc0dd\ud65c\ube44\u2161<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud1b5\ud569\uc554\uc9c4\ub2e8\ube44<\/strong>\uc640 <strong>\uc804\uc774\uc554<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong><\/li>\n\n\n\n<li><strong>\uc804\uc774\uc554<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ubb34\ud574\uc9c0<\/strong> \ub610\ub294 <strong>\uc800\ud574\uc9c0<\/strong><\/li>\n\n\n\n<li><strong>\ubcf4\ud5d8\ub8cc \ub0a9\uc785\uba74\uc81c<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654\uc190\ud574\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong><\/li>\n\n\n\n<li><strong>\ubcf4\ud5d8\ub8cc \ud560\uc778<\/strong><\/li>\n\n\n\n<li><strong>\uc785\uc6d0\uc0dd\ud65c\ube44<\/strong>\uc640 <strong>\ud1b5\ud569\uc554\uc9c4\ub2e8\ube44<\/strong>, <strong>\uc804\uc774\uc554<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\uacbd\uc99d \uc720\ubcd1\uc790<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n\n\n\n<li><strong>\ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8<\/strong><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>\ud3ec\ucee4\uc2a4 \ud0a4\uc6cc\ub4dc: \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8 \ud574\uc2dc\ud0dc\uadf8: \ud55c\ud654 \ub354 \uacbd\uc99d \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8, \uac04\ud3b8\uac74\uac15\ubcf4\ud5d8, \uc720\ubcd1\uc790\ubcf4\ud5d8, \ud55c\ud654\uc190\ud574\ubcf4\ud5d8, \uacbd\uc99d\uc720\ubcd1\uc790, \ubcf4\ud5d8\ub8cc\ud560\uc778, \uc785\uc6d0\uc0dd\ud65c\ube44, 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