{"id":1220,"date":"2025-12-16T12:40:22","date_gmt":"2025-12-16T12:40:22","guid":{"rendered":"https:\/\/wallstreet-journal-news.com\/?p=1220"},"modified":"2025-12-16T12:40:27","modified_gmt":"2025-12-16T12:40:27","slug":"%ec%98%a8%eb%88%84%eb%a6%ac%ec%83%81%ed%92%88%ea%b6%8c-%eb%82%ad%eb%b9%84-%ec%97%86%ec%9d%b4-100-%ed%99%9c%ec%9a%a9%ed%95%98%ea%b8%b0","status":"publish","type":"post","link":"https:\/\/wallstreet-journal-news.com\/?p=1220","title":{"rendered":"\uc628\ub204\ub9ac\uc0c1\ud488\uad8c, \ub0ad\ube44 \uc5c6\uc774 100% \ud65c\uc6a9\ud558\uae30"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#%EB%94%94%EC%A7%80%ED%84%B8_%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C_%EA%B0%80%EB%A7%B9%EC%A0%90_%EC%B0%BE%EA%B8%B0_%ED%8A%B9%EA%B8%89_%EB%85%B8%ED%95%98%EC%9A%B0\" title=\"\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ucc3e\uae30 \ud2b9\uae09 \ub178\ud558\uc6b0\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ucc3e\uae30 \ud2b9\uae09 \ub178\ud558\uc6b0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#%EB%AA%A9%EC%B0%A8\" title=\"\ubaa9\ucc28\">\ubaa9\ucc28<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#1_%EB%94%94%EC%A7%80%ED%84%B8_%EC%83%81%ED%92%88%EA%B6%8C%EC%9D%98_%EC%A0%95%EC%B2%B4_%EA%B0%80%EB%A7%B9%EC%A0%90_%EB%93%B1%EB%A1%9D_%EA%B8%B0%EC%A4%80%EA%B3%BC_%EC%82%AC%EC%9A%A9%EC%B2%98%EC%9D%98_%EB%B2%94%EC%9C%84\" title=\"1. \ub514\uc9c0\ud138 \uc0c1\ud488\uad8c\uc758 \uc815\uccb4: \uac00\ub9f9\uc810 \ub4f1\ub85d \uae30\uc900\uacfc \uc0ac\uc6a9\ucc98\uc758 \ubc94\uc704\">1. \ub514\uc9c0\ud138 \uc0c1\ud488\uad8c\uc758 \uc815\uccb4: \uac00\ub9f9\uc810 \ub4f1\ub85d \uae30\uc900\uacfc \uc0ac\uc6a9\ucc98\uc758 \ubc94\uc704<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#2_%EA%B0%80%EB%A7%B9%EC%A0%90_%EA%B2%80%EC%83%89_3%EB%8B%A8%EA%B3%84_%EC%B4%88%EA%B0%84%ED%8E%B8_%EC%A0%91%EA%B7%BC_%EC%A0%84%EB%9E%B5\" title=\"2. \uac00\ub9f9\uc810 \uac80\uc0c9, 3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc811\uadfc \uc804\ub7b5\">2. \uac00\ub9f9\uc810 \uac80\uc0c9, 3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc811\uadfc \uc804\ub7b5<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#%EB%8B%A8%EA%B3%84_1_%E2%80%98%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C_%EC%95%B1%EC%9D%84_%ED%86%B5%ED%95%9C_%EC%8B%A4%EC%8B%9C%EA%B0%84_%EA%B2%80%EC%83%89_%EA%B0%80%EC%9E%A5_%EC%B6%94%EC%B2%9C\" title=\"\ub2e8\uacc4 1: &#8216;\uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc571&#8217;\uc744 \ud1b5\ud55c \uc2e4\uc2dc\uac04 \uac80\uc0c9 (\uac00\uc7a5 \ucd94\ucc9c)\">\ub2e8\uacc4 1: &#8216;\uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc571&#8217;\uc744 \ud1b5\ud55c \uc2e4\uc2dc\uac04 \uac80\uc0c9 (\uac00\uc7a5 \ucd94\ucc9c)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#%EB%8B%A8%EA%B3%84_2_%E2%80%98%EC%A0%84%ED%86%B5%EC%8B%9C%EC%9E%A5_%ED%86%B5%ED%86%B5_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80%EB%A5%BC_%ED%86%B5%ED%95%9C_%EA%B4%91%EC%97%AD_%EA%B2%80%EC%83%89\" title=\"\ub2e8\uacc4 2: &#8216;\uc804\ud1b5\uc2dc\uc7a5 \ud1b5\ud1b5 \ud648\ud398\uc774\uc9c0&#8217;\ub97c \ud1b5\ud55c \uad11\uc5ed \uac80\uc0c9\">\ub2e8\uacc4 2: &#8216;\uc804\ud1b5\uc2dc\uc7a5 \ud1b5\ud1b5 \ud648\ud398\uc774\uc9c0&#8217;\ub97c \ud1b5\ud55c \uad11\uc5ed \uac80\uc0c9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#%EB%8B%A8%EA%B3%84_3_%ED%98%84%EC%9E%A5%EC%97%90%EC%84%9C_%E2%80%98%EA%B3%B5%EC%8B%9D_%EC%8A%A4%ED%8B%B0%EC%BB%A4%EB%A1%9C_%EC%B5%9C%EC%A2%85_%ED%99%95%EC%9D%B8\" title=\"\ub2e8\uacc4 3: \ud604\uc7a5\uc5d0\uc11c &#8216;\uacf5\uc2dd \uc2a4\ud2f0\ucee4&#8217;\ub85c \ucd5c\uc885 \ud655\uc778\">\ub2e8\uacc4 3: \ud604\uc7a5\uc5d0\uc11c &#8216;\uacf5\uc2dd \uc2a4\ud2f0\ucee4&#8217;\ub85c \ucd5c\uc885 \ud655\uc778<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#3_%EB%98%91%EB%98%91%ED%95%9C_%EC%86%8C%EB%B9%84%EC%9E%90_%EB%90%98%EA%B8%B0_%EA%B0%80%EB%A7%B9%EC%A0%90_%EC%A1%B0%ED%9A%8C_%EC%8B%9C_%EC%9C%A0%EC%9A%A9%ED%95%9C_%EC%88%A8%EC%9D%80_%EA%BF%80%ED%8C%81\" title=\"3. \ub611\ub611\ud55c \uc18c\ube44\uc790 \ub418\uae30: \uac00\ub9f9\uc810 \uc870\ud68c \uc2dc \uc720\uc6a9\ud55c \uc228\uc740 \uafc0\ud301\">3. \ub611\ub611\ud55c \uc18c\ube44\uc790 \ub418\uae30: \uac00\ub9f9\uc810 \uc870\ud68c \uc2dc \uc720\uc6a9\ud55c \uc228\uc740 \uafc0\ud301<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#4_%EC%98%A8%EB%9D%BC%EC%9D%B8_%EC%82%AC%EC%9A%A9%EC%9D%98_%EB%AF%B8%EC%8A%A4%ED%84%B0%EB%A6%AC_%EB%94%94%EC%A7%80%ED%84%B8_%EC%83%81%ED%92%88%EA%B6%8C_%EC%98%A8%EB%9D%BC%EC%9D%B8%EC%97%90%EC%84%9C_%EC%96%B4%EB%94%94%EA%B9%8C%EC%A7%80_%EC%93%B8_%EC%88%98_%EC%9E%88%EB%82%98\" title=\"4. \uc628\ub77c\uc778 \uc0ac\uc6a9\uc758 \ubbf8\uc2a4\ud130\ub9ac: \ub514\uc9c0\ud138 \uc0c1\ud488\uad8c, \uc628\ub77c\uc778\uc5d0\uc11c \uc5b4\ub514\uae4c\uc9c0 \uc4f8 \uc218 \uc788\ub098?\">4. \uc628\ub77c\uc778 \uc0ac\uc6a9\uc758 \ubbf8\uc2a4\ud130\ub9ac: \ub514\uc9c0\ud138 \uc0c1\ud488\uad8c, \uc628\ub77c\uc778\uc5d0\uc11c \uc5b4\ub514\uae4c\uc9c0 \uc4f8 \uc218 \uc788\ub098?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#5_%EC%82%AC%EC%9A%A9_%EC%A0%84%EC%97%90_%EB%B0%98%EB%93%9C%EC%8B%9C_%EC%88%99%EC%A7%80%ED%95%B4%EC%95%BC_%ED%95%A0_%ED%95%B5%EC%8B%AC_%EC%9C%A0%EC%9D%98%EC%82%AC%ED%95%AD\" title=\"5. \uc0ac\uc6a9 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \uc219\uc9c0\ud574\uc57c \ud560 \ud575\uc2ec \uc720\uc758\uc0ac\ud56d\">5. \uc0ac\uc6a9 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \uc219\uc9c0\ud574\uc57c \ud560 \ud575\uc2ec \uc720\uc758\uc0ac\ud56d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1220\/#6_%EC%A0%84%EB%AC%B8%EA%B0%80%EC%9D%98_%EB%85%BC%ED%8F%89_%EC%A7%80%EC%97%AD_%ED%99%94%ED%8F%90_%EC%86%8C%EB%B9%84_%ED%8C%A8%ED%84%B4%EC%9D%98_%EB%B3%80%ED%99%94%EB%A5%BC_%EC%9D%B4%EB%81%8C%EB%8B%A4\" title=\"6. \uc804\ubb38\uac00\uc758 \ub17c\ud3c9: \uc9c0\uc5ed \ud654\ud3d0, \uc18c\ube44 \ud328\ud134\uc758 \ubcc0\ud654\ub97c \uc774\ub04c\ub2e4\">6. \uc804\ubb38\uac00\uc758 \ub17c\ud3c9: \uc9c0\uc5ed \ud654\ud3d0, \uc18c\ube44 \ud328\ud134\uc758 \ubcc0\ud654\ub97c \uc774\ub04c\ub2e4<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%94%94%EC%A7%80%ED%84%B8_%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C_%EA%B0%80%EB%A7%B9%EC%A0%90_%EC%B0%BE%EA%B8%B0_%ED%8A%B9%EA%B8%89_%EB%85%B8%ED%95%98%EC%9A%B0\"><\/span>\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ucc3e\uae30 \ud2b9\uae09 \ub178\ud558\uc6b0<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-1cb07dcb-2542-473a-a091-0e5c880bbfcf\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \uc804\ud1b5\uc2dc\uc7a5\uacfc \uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778 \uacbd\uc81c\uc5d0 \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\ub294 \uc911\uc694\ud55c \ucd95\uc785\ub2c8\ub2e4. \uc815\ubd80\uc758 \ub2e4\uc591\ud55c \uc18c\ube44 \uc9c4\uc791 \uc815\ucc45\uacfc \ub9de\ubb3c\ub824 \uadf8 \ud65c\uc6a9\ub3c4\uac00 \ub354\uc6b1 \ub192\uc544\uc9c0\uace0 \uc788\uc9c0\ub9cc, \ub9ce\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc774 \ub9c9\uc0c1 \uacb0\uc81c\ud558\ub824 \ud560 \ub54c &#8220;\uc774\uacf3\uc774 \uac00\ub9f9\uc810\uc77c\uae4c?&#8221;\ub77c\ub294 \ubd88\ud655\uc2e4\uc131 \ub54c\ubb38\uc5d0 \ub9dd\uc124\uc774\uace4 \ud569\ub2c8\ub2e4. \uc0c1\ud488\uad8c\uc744 \ucda9\uc804\ud558\uace0\ub3c4 \uc0ac\uc6a9\ucc98\ub97c \ucc3e\uc9c0 \ubabb\ud574 \ud61c\ud0dd\uc744 \ub193\uce58\ub294 \uc77c\uc740 \uc5c6\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-a98ab411-3be8-4bd9-b676-80b058988518\">2025\ub144 \ucd5c\uc2e0 \uc815\ubcf4\ub97c \ubc18\uc601\ud558\uc5ec, \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc758 \uc0ac\uc6a9 \ubc94\uc704\ub97c \uba85\ud655\ud788 \ud558\uace0, \ub0b4 \uc8fc\ubcc0 \uac00\ub9f9\uc810\uc744 \uac00\uc7a5 \ube60\ub974\uace0 \uc815\ud655\ud558\uac8c \ucc3e\uc544\ub0bc \uc218 \uc788\ub294 &#8216;\uc644\ubcbd \uac00\uc774\ub4dc&#8217;\ub97c \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uc774 \uae00\uc744 \ud1b5\ud574 \ud604\uba85\ud55c \uc18c\ube44\uc790\uac00 \ub418\ub294 \ube44\ubc95\uc744 \ud130\ub4dd\ud558\uace0, \uc9c0\uc5ed \uc0ac\ud68c\uc640 \uc0c1\uc0dd\ud558\ub294 \uac00\uce58 \uc18c\ube44\ub97c \uc2e4\ucc9c\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"block-99865010-0aad-4825-9f5f-37c509e1e750\"><span class=\"ez-toc-section\" id=\"%EB%AA%A9%EC%B0%A8\"><\/span>\ubaa9\ucc28<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol start=\"1\" id=\"block-866c607e-b949-4dab-b2d3-092f9339720b\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \uc0c1\ud488\uad8c\uc758 \uc815\uccb4: \uac00\ub9f9\uc810 \ub4f1\ub85d \uae30\uc900\uacfc \uc0ac\uc6a9\ucc98\uc758 \ubc94\uc704<\/li>\n\n\n\n<li>\uac00\ub9f9\uc810 \uac80\uc0c9, 3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc811\uadfc \uc804\ub7b5<\/li>\n\n\n\n<li>\ub611\ub611\ud55c \uc18c\ube44\uc790 \ub418\uae30: \uac00\ub9f9\uc810 \uc870\ud68c \uc2dc \uc720\uc6a9\ud55c \uc228\uc740 \uafc0\ud301<\/li>\n\n\n\n<li>\uc628\ub77c\uc778 \uc0ac\uc6a9\uc758 \ubbf8\uc2a4\ud130\ub9ac: \ub514\uc9c0\ud138 \uc0c1\ud488\uad8c, \uc628\ub77c\uc778\uc5d0\uc11c \uc5b4\ub514\uae4c\uc9c0 \uc4f8 \uc218 \uc788\ub098?<\/li>\n\n\n\n<li>\uc0ac\uc6a9 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \uc219\uc9c0\ud574\uc57c \ud560 \ud575\uc2ec \uc720\uc758\uc0ac\ud56d<\/li>\n\n\n\n<li>\uc804\ubb38\uac00\uc758 \ub17c\ud3c9: \uc9c0\uc5ed \ud654\ud3d0, \uc18c\ube44 \ud328\ud134\uc758 \ubcc0\ud654\ub97c \uc774\ub04c\ub2e4<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"block-e4b5f70b-92dc-4c2e-b9aa-2580a128dbf4\"><span class=\"ez-toc-section\" id=\"1_%EB%94%94%EC%A7%80%ED%84%B8_%EC%83%81%ED%92%88%EA%B6%8C%EC%9D%98_%EC%A0%95%EC%B2%B4_%EA%B0%80%EB%A7%B9%EC%A0%90_%EB%93%B1%EB%A1%9D_%EA%B8%B0%EC%A4%80%EA%B3%BC_%EC%82%AC%EC%9A%A9%EC%B2%98%EC%9D%98_%EB%B2%94%EC%9C%84\"><\/span>1. \ub514\uc9c0\ud138 \uc0c1\ud488\uad8c\uc758 \uc815\uccb4: \uac00\ub9f9\uc810 \ub4f1\ub85d \uae30\uc900\uacfc \uc0ac\uc6a9\ucc98\uc758 \ubc94\uc704<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-f5c517aa-deb8-4da9-adda-1fef83c648d1\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc758 \ud575\uc2ec\uc740 &#8216;\uacf5\uc2dd \ub4f1\ub85d \uac00\ub9f9\uc810&#8217;\uc5d0\uc11c\ub9cc \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uc21c\ud788 \uc804\ud1b5\uc2dc\uc7a5 \uc548\uc5d0 \uc704\uce58\ud55c\ub2e4\uace0 \ud574\uc11c \uc790\ub3d9\uc73c\ub85c \uacb0\uc81c\uac00 \ub418\ub294 \uac83\uc740 \uc544\ub2d8\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\uc640 \uc18c\uc0c1\uacf5\uc778\uc2dc\uc7a5\uc9c4\ud765\uacf5\ub2e8\uc758 \uc778\uc99d\uc744 \uac70\uccd0\uc57c\ub9cc \uc0c1\ud488\uad8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \ud65c\uc131\ud654\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-dc67d094-23f9-4575-afef-e3d82762b268\">\uc0ac\uc6a9\ucc98\ub294 \uc804\ud1b5\uc2dc\uc7a5 \ub0b4 \uc810\ud3ec \uc678\uc5d0\ub3c4 <strong>\uc9c0\uc5ed \uc0c1\uc810\uac00\uc5d0 \uc704\uce58\ud55c \uc18c\uc0c1\uacf5\uc778<\/strong>\uc774 \uc6b4\uc601\ud558\ub294 \uc2dd\ub2f9, \ubc18\ucc2c \uac00\uac8c, \uce74\ud398, \ubbf8\uc6a9\uc2e4, \ub3d9\ub124 \uc288\ud37c \ub4f1 <strong>\uc0dd\ud65c \ubc00\ucc29\ud615 \uc5c5\uc885<\/strong>\uc744 \ud3ed\ub113\uac8c \ud3ec\ud568\ud569\ub2c8\ub2e4. \ubc18\uba74, \ub300\uae30\uc5c5\uc774 \uc6b4\uc601\ud558\ub294 \ub300\ud615\ub9c8\ud2b8, \ubc31\ud654\uc810, \uc544\uc6b8\ub81b, \uadf8\ub9ac\uace0 \ud504\ub79c\ucc28\uc774\uc988 \ubcf8\uc0ac \uc9c1\uc601\uc810 \ub4f1\uc740 \uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778 \uc9c0\uc6d0\uc774\ub77c\ub294 \uc815\ucc45 \ubaa9\ud45c\uc5d0 \ub530\ub77c \uc0ac\uc6a9\uc774 \uc81c\ud55c\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc0ac\uc6a9 \uc804 \uac00\ub9f9\uc810 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \ubd88\ud544\uc694\ud55c \uacb0\uc81c \uc624\ub958\ub97c \ubc29\uc9c0\ud558\ub294 \ucd5c\uc120\uc758 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"block-94725072-afb9-4adf-9879-736edeb20335\"><span class=\"ez-toc-section\" id=\"2_%EA%B0%80%EB%A7%B9%EC%A0%90_%EA%B2%80%EC%83%89_3%EB%8B%A8%EA%B3%84_%EC%B4%88%EA%B0%84%ED%8E%B8_%EC%A0%91%EA%B7%BC_%EC%A0%84%EB%9E%B5\"><\/span>2. \uac00\ub9f9\uc810 \uac80\uc0c9, 3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc811\uadfc \uc804\ub7b5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-3e4c652a-646f-477b-897e-05c309314f73\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810\uc744 \ucc3e\ub294 \uac00\uc7a5 \ud6a8\uc728\uc801\uc778 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 3\uac00\uc9c0 \uacbd\ub85c\ub97c \ud65c\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"block-bcea41e2-4cbc-4152-9e75-46f5012097ee\"><span class=\"ez-toc-section\" id=\"%EB%8B%A8%EA%B3%84_1_%E2%80%98%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C_%EC%95%B1%EC%9D%84_%ED%86%B5%ED%95%9C_%EC%8B%A4%EC%8B%9C%EA%B0%84_%EA%B2%80%EC%83%89_%EA%B0%80%EC%9E%A5_%EC%B6%94%EC%B2%9C\"><\/span>\ub2e8\uacc4 1: &#8216;\uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc571&#8217;\uc744 \ud1b5\ud55c \uc2e4\uc2dc\uac04 \uac80\uc0c9 (\uac00\uc7a5 \ucd94\ucc9c)<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-a47e48dd-b635-440c-9d7f-f6f0ebff6223\">\uc2a4\ub9c8\ud2b8\ud3f0\uc5d0 \uc124\uce58\ub41c <strong>\uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc571<\/strong>\uc740 \uac00\uc7a5 \uc815\ud655\ud558\uace0 \uc2e4\uc2dc\uac04 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \ub3c4\uad6c\uc785\ub2c8\ub2e4. \uc571 \ub0b4\uc758 &#8216;\uac00\ub9f9\uc810 \ucc3e\uae30&#8217; \ub610\ub294 &#8216;\ub0b4 \uc8fc\ubcc0 \uac00\ub9f9\uc810&#8217; \uba54\ub274\ub97c \uc774\uc6a9\ud558\uba74, \ud604\uc7ac \uc704\uce58\ub97c \uae30\ubc18\uc73c\ub85c \uacb0\uc81c \uac00\ub2a5\ud55c \ub9e4\uc7a5\uc744 \uc989\uc2dc \uc9c0\ub3c4 \uc704\uc5d0 \ud45c\uc2dc\ud574 \uc90d\ub2c8\ub2e4. \uc6d0\ud558\ub294 \uc5c5\uc885(\uc608: \uc815\uc721\uc810, \ub5a1\uc9d1, \uc2dd\ub2f9 \ub4f1)\uc744 \uc138\ubd80\uc801\uc73c\ub85c \ud544\ud130\ub9c1\ud560 \uc218 \uc788\uc5b4, \ud544\uc694\uc5d0 \ub9de\ub294 \uac00\ub9f9\uc810\uc744 \ube60\ub974\uac8c \ucc3e\ub294 \ub370 \ucd5c\uc801\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"block-ccaa7b8d-8b79-49cc-b9bb-b9950ad99436\"><span class=\"ez-toc-section\" id=\"%EB%8B%A8%EA%B3%84_2_%E2%80%98%EC%A0%84%ED%86%B5%EC%8B%9C%EC%9E%A5_%ED%86%B5%ED%86%B5_%ED%99%88%ED%8E%98%EC%9D%B4%EC%A7%80%EB%A5%BC_%ED%86%B5%ED%95%9C_%EA%B4%91%EC%97%AD_%EA%B2%80%EC%83%89\"><\/span>\ub2e8\uacc4 2: &#8216;\uc804\ud1b5\uc2dc\uc7a5 \ud1b5\ud1b5 \ud648\ud398\uc774\uc9c0&#8217;\ub97c \ud1b5\ud55c \uad11\uc5ed \uac80\uc0c9<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-a664b887-93cf-4562-a935-f87e8907f30f\">\ucef4\ud4e8\ud130\ub098 \ubaa8\ubc14\uc77c \uc6f9 \ube0c\ub77c\uc6b0\uc800\ub97c \uc774\uc6a9\ud574 <strong>\uc804\ud1b5\uc2dc\uc7a5 \ud1b5\ud1b5 \ud648\ud398\uc774\uc9c0<\/strong>\uc5d0 \uc811\uc18d\ud558\uba74 \uc804\uad6d \ub2e8\uc704\uc758 \uac00\ub9f9\uc810 \uc815\ubcf4\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubc29\ubc95\uc740 \ud2b9\uc815 \uc2dc\uc7a5 \uc804\uccb4\uc758 \uac00\ub9f9\uc810 \ud604\ud669\uc744 \ud30c\uc545\ud558\uac70\ub098, \ud604\uc7ac \uc704\uce58\uac00 \uc544\ub2cc \ub2e4\ub978 \uc9c0\uc5ed(\uc5ec\ud589\uc9c0, \uce5c\uc815 \ub4f1)\uc758 \uc815\ubcf4\ub97c \ubbf8\ub9ac \uc54c\uace0 \uc2f6\uc744 \ub54c \uc720\uc6a9\ud569\ub2c8\ub2e4. \uc2dc\u00b7\ub3c4, \uc2dc\uc7a5\uba85 \ub4f1\uc744 \uae30\uc900\uc73c\ub85c \uac80\uc0c9\ud560 \uc218 \uc788\uc5b4 \uacc4\ud68d\uc801\uc778 \uc18c\ube44\uc5d0 \ub3c4\uc6c0\uc744 \uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"block-a83f4f00-cef3-42b0-b092-9462a4a6c1e5\"><span class=\"ez-toc-section\" id=\"%EB%8B%A8%EA%B3%84_3_%ED%98%84%EC%9E%A5%EC%97%90%EC%84%9C_%E2%80%98%EA%B3%B5%EC%8B%9D_%EC%8A%A4%ED%8B%B0%EC%BB%A4%EB%A1%9C_%EC%B5%9C%EC%A2%85_%ED%99%95%EC%9D%B8\"><\/span>\ub2e8\uacc4 3: \ud604\uc7a5\uc5d0\uc11c &#8216;\uacf5\uc2dd \uc2a4\ud2f0\ucee4&#8217;\ub85c \ucd5c\uc885 \ud655\uc778<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-72261149-9608-4cff-97e6-b1835604e246\">\ub9e4\uc7a5 \uc785\uad6c\uc5d0 \ubd80\ucc29\ub41c &#8216;\uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810&#8217; \uacf5\uc2dd \uc2a4\ud2f0\ucee4\ub97c \ub208\uc73c\ub85c \uc9c1\uc811 \ud655\uc778\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub294 \ucd5c\uc885\uc801\uc778 \uacb0\uc81c \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud558\ub294 \uc2dc\uac01\uc801\uc778 \ud45c\uc2dd\uc774 \ub429\ub2c8\ub2e4. \ub2e4\ub9cc, \ucd5c\uadfc \uac00\ub9f9\uc810\uc744 \ub4f1\ub85d\ud55c \uacbd\uc6b0\ub098 \uc2a4\ud2f0\ucee4 \ud6fc\uc190 \ub4f1\uc73c\ub85c \uc778\ud574 \uc815\ubcf4\uac00 \ub204\ub77d\ub420 \uc218 \uc788\uc73c\ub2c8, \uc2a4\ud2f0\ucee4 \ud655\uc778\uacfc \ub3d9\uc2dc\uc5d0 \uc571 \uac80\uc0c9\uc744 \ubcd1\ud589\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc548\uc804\ud55c &#8216;\uc774\uc911 \ud655\uc778&#8217; \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"block-913fce6d-1030-4ef1-a203-fd5c5242c6db\"><span class=\"ez-toc-section\" id=\"3_%EB%98%91%EB%98%91%ED%95%9C_%EC%86%8C%EB%B9%84%EC%9E%90_%EB%90%98%EA%B8%B0_%EA%B0%80%EB%A7%B9%EC%A0%90_%EC%A1%B0%ED%9A%8C_%EC%8B%9C_%EC%9C%A0%EC%9A%A9%ED%95%9C_%EC%88%A8%EC%9D%80_%EA%BF%80%ED%8C%81\"><\/span>3. \ub611\ub611\ud55c \uc18c\ube44\uc790 \ub418\uae30: \uac00\ub9f9\uc810 \uc870\ud68c \uc2dc \uc720\uc6a9\ud55c \uc228\uc740 \uafc0\ud301<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-f29f8c58-4286-4995-8e96-932a8fb2f56e\">\uc0c1\ud488\uad8c \uc0ac\uc6a9\uc758 \ud6a8\uc728\uc744 \uadf9\ub300\ud654\ud558\uae30 \uc704\ud574 \uc54c\uace0 \uc788\uc73c\uba74 \uc88b\uc740 \uc720\uc6a9\ud55c \ud301\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul id=\"block-bd2b2986-46ab-417e-b24e-e71cd9f52a85\" class=\"wp-block-list\">\n<li><strong>\uc870\uac74\ubd80 \ud544\ud130\ub9c1\uc758 \uc0dd\ud65c\ud654:<\/strong> \ub2e8\uc21c\ud788 \uc9c0\uc5ed\uba85\ub9cc \uac80\uc0c9\ud558\ub294 \uac83\ubcf4\ub2e4 <strong>\uc5c5\uc885(\uc608: &#8216;\ubc18\ucc2c&#8217;, &#8216;\uc0dd\ud65c\uc6a9\ud488&#8217;)<\/strong> \ud0a4\uc6cc\ub4dc\ub97c \ud568\uaed8 \uc785\ub825\ud574 \ubcf4\uc138\uc694. \ub0af\uc120 \uc2dc\uc7a5\uc5d0\uc11c\ub3c4 \uc6d0\ud558\ub294 \ud488\ubaa9\uc744 \ud30c\ub294 \uac00\ub9f9\uc810\uc744 \uc989\uac01\uc801\uc73c\ub85c \ucc3e\uc544\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub2e8\uace8 \ub9e4\uc7a5\uc740 &#8216;\uc990\uaca8\ucc3e\uae30&#8217;\ub85c \ub4f1\ub85d:<\/strong> \uc790\uc8fc \uc774\uc6a9\ud558\ub294 \uc804\ud1b5\uc2dc\uc7a5 \uc810\ud3ec\ub098 \ub3d9\ub124 \uc18c\uc0c1\uacf5\uc778 \ub9e4\uc7a5\uc774 \uc788\ub2e4\uba74 \uc571\uc758 &#8216;\uc990\uaca8\ucc3e\uae30&#8217; \uae30\ub2a5\uc5d0 \ub4f1\ub85d\ud574 \ub450\uc138\uc694. \ub9e4\ubc88 \uac80\uc0c9\ud558\ub294 \uc2dc\uac04\uc744 \uc808\uc57d\ud558\uace0, \uacb0\uc81c\ud560 \ub54c\ub9c8\ub2e4 \uac00\ub9f9\uc810 \uc5ec\ubd80\ub97c \uc7ac\ud655\uc778\ud574\uc57c \ud558\ub294 \ubc88\uac70\ub85c\uc6c0\uc744 \uc5c6\uc568 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uacb0\uc81c \ubc29\uc2dd \uc0ac\uc804 \ubb38\uc758:<\/strong> \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \uce74\ub4dc \ub2e8\ub9d0\uae30 \uacb0\uc81c(\uce74\ub4dc\ud615 \uc0c1\ud488\uad8c)\ub098 QR\ucf54\ub4dc \uacb0\uc81c(\ubaa8\ubc14\uc77c\ud615 \uc0c1\ud488\uad8c) \ubc29\uc2dd\uc744 \ud63c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc18c\uaddc\ubaa8 \uc810\ud3ec\ub294 QR\ucf54\ub4dc \uacb0\uc81c\ub9cc \uc9c0\uc6d0\ud560 \uc218\ub3c4 \uc788\uc73c\ub2c8, \ub300\ub7c9 \uad6c\ub9e4 \uc804 <strong>\uc804\ud654\ub85c \uacb0\uc81c \ubc29\uc2dd\uc744 \ud655\uc778<\/strong>\ud558\ub294 \uac83\uc774 \ud604\uba85\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"block-47343bea-377c-40f0-a55c-8d7109f26cc9\"><span class=\"ez-toc-section\" id=\"4_%EC%98%A8%EB%9D%BC%EC%9D%B8_%EC%82%AC%EC%9A%A9%EC%9D%98_%EB%AF%B8%EC%8A%A4%ED%84%B0%EB%A6%AC_%EB%94%94%EC%A7%80%ED%84%B8_%EC%83%81%ED%92%88%EA%B6%8C_%EC%98%A8%EB%9D%BC%EC%9D%B8%EC%97%90%EC%84%9C_%EC%96%B4%EB%94%94%EA%B9%8C%EC%A7%80_%EC%93%B8_%EC%88%98_%EC%9E%88%EB%82%98\"><\/span>4. \uc628\ub77c\uc778 \uc0ac\uc6a9\uc758 \ubbf8\uc2a4\ud130\ub9ac: \ub514\uc9c0\ud138 \uc0c1\ud488\uad8c, \uc628\ub77c\uc778\uc5d0\uc11c \uc5b4\ub514\uae4c\uc9c0 \uc4f8 \uc218 \uc788\ub098?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-a63a3cb6-1f0c-4091-b42e-c5498384c9c8\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \uc9c0\uc5ed \uc0c1\uad8c\uacfc \ub300\uba74 \uc18c\ube44\ub97c \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc77c\ubc18\uc801\uc778 \ub300\ud615 \uc628\ub77c\uc778 \uc1fc\ud551\ubab0\uc5d0\uc11c\ub294 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc608\uc678\uc801\uc778 \uc0ac\uc6a9\ucc98\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul id=\"block-de7a4f77-7648-4e7a-8b04-6e70b24f8a72\" class=\"wp-block-list\">\n<li><strong>\uc628\ub77c\uc778 \uc804\uc6a9 \uc0ac\uc6a9\ucc98:<\/strong> \uc804\uad6d \uc804\ud1b5\uc2dc\uc7a5 \uc0c1\ud488\uc744 \uc628\ub77c\uc778\uc73c\ub85c \ud310\ub9e4\ud558\ub294 <strong>\uc804\ud1b5\uc2dc\uc7a5 \uc628\ub77c\uc778 \uc7a5\ubcf4\uae30 \ud50c\ub7ab\ud3fc<\/strong>\uc774\ub098, \uc18c\uc0c1\uacf5\uc778 \uc81c\ud488\ub9cc\uc744 \ucde8\uae09\ud558\ub294 <strong>\uc77c\ubd80 \uacf5\uacf5 \uc1fc\ud551\ubab0<\/strong>\uc5d0\uc11c\ub294 \uc0ac\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc774\ub4e4 \ud50c\ub7ab\ud3fc\uc740 \uc18c\uc0c1\uacf5\uc778\uc2dc\uc7a5\uc9c4\ud765\uacf5\ub2e8\uacfc \uc5f0\uacc4\ub418\uc5b4 \uacf5\uc2dd \uac00\ub9f9\uc810\uc73c\ub85c \ub4f1\ub85d\ub418\uc5b4 \uc788\uc73c\ubbc0\ub85c, \uc1fc\ud551\ubab0 \ub0b4\uc5d0\uc11c &#8216;\uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uacb0\uc81c \uac00\ub2a5&#8217; \uc5ec\ubd80\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ubc30\ub2ec \uc571\uacfc\uc758 \uad00\uacc4:<\/strong> \ubc30\ub2ec \uc571 \uc790\uccb4 \uacb0\uc81c\ub294 \ub300\ubd80\ubd84 \ubd88\uac00\ub2a5\ud558\uc9c0\ub9cc, \uc77c\ubd80 \uc9c0\uc5ed \ud2b9\ud654 \ubc30\ub2ec \uc571 \uc911 \uc804\ud1b5\uc2dc\uc7a5\uacfc\uc758 \uc5f0\uacc4\uac00 \uacf5\uc2dd\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4 \uacf3\uc5d0\uc11c\ub294 \uacb0\uc81c\uac00 \uac00\ub2a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc9c0\uc790\uccb4\ubcc4\ub85c \uc0c1\uc774\ud558\ubbc0\ub85c \ud574\ub2f9 \uc571\uc774\ub098 \uc9c0\uc790\uccb4\uc5d0 \ubb38\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"block-984f51da-81d5-4e9e-be24-5816bd7cd71d\"><span class=\"ez-toc-section\" id=\"5_%EC%82%AC%EC%9A%A9_%EC%A0%84%EC%97%90_%EB%B0%98%EB%93%9C%EC%8B%9C_%EC%88%99%EC%A7%80%ED%95%B4%EC%95%BC_%ED%95%A0_%ED%95%B5%EC%8B%AC_%EC%9C%A0%EC%9D%98%EC%82%AC%ED%95%AD\"><\/span>5. \uc0ac\uc6a9 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \uc219\uc9c0\ud574\uc57c \ud560 \ud575\uc2ec \uc720\uc758\uc0ac\ud56d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-21a63f82-ec84-470a-ab01-e15c1c1cbcea\">\uc131\uacf5\uc801\uc778 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc0ac\uc6a9\uc744 \uc704\ud574 \ub2e4\uc74c\uc758 \uc8fc\uc758\uc0ac\ud56d\uc740 \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul id=\"block-f1c8ee82-32cf-4be1-baa6-db0633001935\" class=\"wp-block-list\">\n<li><strong>\uac00\ub9f9\uc810 \ub4f1\ub85d \ud655\uc778\uc740 \ud544\uc218:<\/strong> \uc55e\uc11c \uac15\uc870\ud588\ub4ef\uc774, \uc704\uce58\uac00 \uc2dc\uc7a5 \uc548\uc774\ub77c\ub3c4 \uac00\ub9f9\uc810 \ub4f1\ub85d\uc744 \ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \uacb0\uc81c\uac00 \ubd88\uac00\ud569\ub2c8\ub2e4. \uacb0\uc81c \uc624\ub958\ub97c \ubc29\uc9c0\ud558\ub824\uba74 \ubc18\ub4dc\uc2dc \uc571\uc73c\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud658\uae09 \ubc0f \uc18c\ub4dd\uacf5\uc81c \uc778\uc815 \uc870\uac74:<\/strong> \uc18c\ube44 \uc9c4\uc791\uc744 \uc704\ud55c \ucd94\uac00 \ud658\uae09(\uc608: \uc0c1\uc0dd\ud398\uc774\ubc31)\uc774\ub098 \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc73c\ub824\uba74, \ubc18\ub4dc\uc2dc <strong>\uacf5\uc2dd \ub4f1\ub85d\ub41c \uac00\ub9f9\uc810<\/strong>\uc5d0\uc11c\uc758 \uacb0\uc81c \ub0b4\uc5ed\ub9cc \uc778\uc815\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uacb0\uc81c \uc81c\uc678 \uc5c5\uc885 \uba85\ud655\ud654:<\/strong> \uc0c1\ud488\uad8c\uc740 \uc720\ud765, \uc0ac\ud589\uc131 \uc5c5\uc885, \ubcf5\uad8c\ubc29, \uadf8\ub9ac\uace0 \uc77c\ubd80 \ub300\ud615 \ud504\ub79c\ucc28\uc774\uc988 \uc9c1\uc601\uc810 \ub4f1\uc5d0\uc11c\ub294 \uacb0\uc81c \uc790\uccb4\uac00 \uc2dc\uc2a4\ud15c\uc801\uc73c\ub85c \ucc28\ub2e8\ub429\ub2c8\ub2e4. \ubd88\ud544\uc694\ud55c \uc2dc\ub3c4\ub97c \ub9c9\uace0 \uc2dc\uac04\uc744 \uc808\uc57d\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc0c1\ud488\uad8c \uc794\uc561 \uc2e4\uc2dc\uac04 \ud655\uc778:<\/strong> \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc571\uc744 \ud1b5\ud574 \ucda9\uc804 \uc794\uc561\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud558\uace0 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"block-68bbd57f-9849-400b-b827-3757dbf444bd\"><span class=\"ez-toc-section\" id=\"6_%EC%A0%84%EB%AC%B8%EA%B0%80%EC%9D%98_%EB%85%BC%ED%8F%89_%EC%A7%80%EC%97%AD_%ED%99%94%ED%8F%90_%EC%86%8C%EB%B9%84_%ED%8C%A8%ED%84%B4%EC%9D%98_%EB%B3%80%ED%99%94%EB%A5%BC_%EC%9D%B4%EB%81%8C%EB%8B%A4\"><\/span>6. \uc804\ubb38\uac00\uc758 \ub17c\ud3c9: \uc9c0\uc5ed \ud654\ud3d0, \uc18c\ube44 \ud328\ud134\uc758 \ubcc0\ud654\ub97c \uc774\ub04c\ub2e4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-cbfb6284-f915-4109-92c8-aa4d99d39a62\"><strong>[\uc804\ubb38\uac00 \ub17c\ud3c9: \uc9c0\uc5ed \ud654\ud3d0\ub97c \ud1b5\ud55c \uacbd\uc81c\uc801 &#8216;\ub0b4\ube44\uac8c\uc774\uc158&#8217; \uae30\ub2a5]<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-36413b0e-4a72-4dcc-873b-2877fb99bd85\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc758 \uc9c0\uae09 \ud655\ub300\ub294 \ub2e8\uc21c\ud55c \ud604\uae08 \ubcf4\uc870 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac00\uc9d1\ub2c8\ub2e4. \uc774\ub294 \uc18c\ube44\uc790\ub4e4\uc774 &#8216;\uc5b4\ub514\uc11c \uc18c\ube44\ud574\uc57c \ud558\ub294\uac00&#8217;\uc5d0 \ub300\ud55c \uacbd\uc81c\uc801 \ub0b4\ube44\uac8c\uc774\uc158 \uc5ed\ud560\uc744 \uc218\ud589\ud569\ub2c8\ub2e4. \ub192\uc740 \ud560\uc778\uc728\uacfc \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd\uc740 \uc18c\ube44\uc790\ub4e4\uc744 \uac00\uaca9 \uacbd\uc7c1\ub825\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc744 \uc218 \uc788\ub294 \uc804\ud1b5\uc2dc\uc7a5\uacfc \uc18c\uc0c1\uacf5\uc778 \uc0c1\uad8c\uc73c\ub85c \uc720\uc778\ud558\ub294 \uac15\ub825\ud55c \uc778\uc13c\ud2f0\ube0c\uac00 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-344e8409-d11a-406b-8e3d-53bcde095897\">\uac00\ub9f9\uc810 \ucc3e\uae30 \uc2dc\uc2a4\ud15c\uc758 \ub514\uc9c0\ud138\ud654\ub294 \uc774\ub7ec\ud55c \uc720\uc778 \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud569\ub2c8\ub2e4. \uacfc\uac70 \uc9c0\ub958 \uc0c1\ud488\uad8c\uc758 \ubd88\ud3b8\ud568\uc744 \ud574\uc18c\ud558\uace0, \uc18c\ube44\uc790\uac00 \uc2a4\ub9c8\ud2b8\ud3f0 \uc571\uc744 \ud1b5\ud574 \uc2e4\uc2dc\uac04\uc73c\ub85c \uac00\ub9f9\uc810\uc744 \ud655\uc778\ud558\uace0 \uacb0\uc81c\ud560 \uc218 \uc788\uac8c \ub418\uba74\uc11c, <strong>\uc9c0\uc5ed \ud654\ud3d0\uc758 \uc811\uadfc\uc131\uacfc \ud3b8\uc758\uc131<\/strong>\uc774 \ud06c\uac8c \ud5a5\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-b361236c-5ccd-47ab-8ba8-36ff8cf79cf5\">\ub2e4\ub9cc, \ud5a5\ud6c4 \uc815\ucc45\uc758 \uc131\uacf5\uc744 \uc704\ud574\uc11c\ub294 \uac00\ub9f9\uc810\uc758 <strong>\uacb0\uc81c \uc2dc\uc2a4\ud15c \ud1b5\uc77c<\/strong>\uacfc <strong>\uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uacfc\uc758 \uc5f0\ub3d9 \ud655\ub300<\/strong>\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uacb0\uc81c \ubc29\uc2dd\uc758 \ucc28\uc774\ub85c \uc778\ud55c \uc18c\ube44\uc790\uc758 \ubd88\ud3b8\ud568\uc774 \ud574\uc18c\ub418\uc5b4\uc57c \ud558\uba70, \uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778\ub4e4\uc758 \ub514\uc9c0\ud138 \uacbd\uc7c1\ub825 \uac15\ud654\ub97c \uc704\ud574 \uc628\ub77c\uc778 \ud310\ub85c\ub97c \ub354\uc6b1 \ub113\ud600\uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \ub2e8\uc21c\ud55c \uacb0\uc81c \uc218\ub2e8\uc774 \uc544\ub2cc, <strong>\uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778\uacfc \uc18c\ube44\uc790\uac00 \uc0c1\uc0dd\ud558\ub294 \uc0c8\ub85c\uc6b4 \uc18c\ube44 \ubb38\ud654\ub97c \ucc3d\uc870<\/strong>\ud558\ub294 \uc911\uc694\ud55c \ub9e4\uac1c\uccb4\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"block-b7c01bec-efbf-406c-998a-97649172ecd7\"><strong>\ud575\uc2ec \ud0a4\uc6cc\ub4dc \ud574\uc2dc\ud0dc\uadf8 \uc815\ub9ac:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ucc3e\uae30 \ud2b9\uae09 \ub178\ud558\uc6b0 \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \uc804\ud1b5\uc2dc\uc7a5\uacfc \uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778 \uacbd\uc81c\uc5d0 \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\ub294 \uc911\uc694\ud55c \ucd95\uc785\ub2c8\ub2e4. \uc815\ubd80\uc758 \ub2e4\uc591\ud55c<\/p>\n","protected":false},"author":1,"featured_media":1221,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"featured_image_urls":{"full":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?fit=1024%2C666&ssl=1",1024,666,false],"thumbnail":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?fit=300%2C195&ssl=1",300,195,true],"medium_large":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?fit=640%2C417&ssl=1",640,417,true],"large":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?fit=640%2C416&ssl=1",640,416,true],"1536x1536":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?fit=1024%2C666&ssl=1",1024,666,true],"2048x2048":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?fit=1024%2C666&ssl=1",1024,666,true],"morenews-featured":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?fit=1024%2C666&ssl=1",1024,666,true],"morenews-large":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?resize=825%2C575&ssl=1",825,575,true],"morenews-medium":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EA%B8%B0%ED%94%84%ED%8A%B8%EC%B9%B4%EB%93%9C.png?resize=590%2C410&ssl=1",590,410,true]},"author_info":{"info":["All 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