{"id":1224,"date":"2025-12-16T12:44:54","date_gmt":"2025-12-16T12:44:54","guid":{"rendered":"https:\/\/wallstreet-journal-news.com\/?p=1224"},"modified":"2025-12-16T12:44:56","modified_gmt":"2025-12-16T12:44:56","slug":"%ec%82%ac%ec%9e%a5%eb%8b%98%ec%9d%98-%ec%88%a8%ea%b2%a8%ec%a7%84-%eb%a7%88%ec%bc%80%ed%8c%85-%eb%b9%84%eb%b2%95-%eb%94%94%ec%a7%80%ed%84%b8-%ec%98%a8%eb%88%84%eb%a6%ac%ec%83%81%ed%92%88%ea%b6%8c","status":"publish","type":"post","link":"https:\/\/wallstreet-journal-news.com\/?p=1224","title":{"rendered":"\uc0ac\uc7a5\ub2d8\uc758 \uc228\uaca8\uc9c4 \ub9c8\ucf00\ud305 \ube44\ubc95: \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ub4f1\ub85d, \uc9c0\uae08 \ub2f9\uc7a5 \ud574\uc57c \ud558\ub294 \uc774\uc720!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\uace0\uac1d\uc758 \uc18c\ube44 \ud328\ud134\uc774 \ud604\uae08\uc5d0\uc11c \ubaa8\ubc14\uc77c\ub85c, \ub300\ud615 \uc1fc\ud551\ubab0\uc5d0\uc11c \uc9c0\uc5ed \uc0c1\uad8c\uc73c\ub85c \uc774\ub3d9\ud558\ub294 \uc9c0\uae08, \uc0ac\uc7a5\ub2d8\ub4e4\uc740 \uc0c8\ub85c\uc6b4 \uace0\uac1d \uc720\uc785 \uc804\ub7b5\uc774 \uc808\uc2e4\ud569\ub2c8\ub2e4. \uadf8 \ud574\ub2f5\uc774 \ubc14\ub85c <strong>\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ub4f1\ub85d<\/strong>\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0c1\ud488\uad8c\uc740 \uc18c\ube44\uc790\uc5d0\uac8c\ub294 &#8216;10% \ud560\uc778&#8217;\uc774\ub77c\ub294 \uac15\ub825\ud55c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70, \uacb0\uacfc\uc801\uc73c\ub85c \uc774 \ud61c\ud0dd\uc744 \uc4f8 \uc218 \uc788\ub294 \uc6b0\ub9ac \uac00\uac8c\ub85c \uace0\uac1d\uc744 \uc9c1\uc811 \ub04c\uc5b4\ub2f9\uae30\ub294 &#8216;\uc790\uc11d&#8217; \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf5\uc7a1\ud558\uace0 \uadc0\ucc2e\uc744 \uac83\uc774\ub77c\ub294 \uc120\uc785\uacac\uc740 \ubc84\ub9ac\uc138\uc694! \uac04\ub2e8\ud55c \uc628\ub77c\uc778 \uc808\ucc28\ub9cc\uc73c\ub85c \uac00\uac8c\uc758 \ubb38\ud131\uc744 \ub0ae\ucd94\uace0 \ub9e4\ucd9c\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub294 \uc774 \uae30\ud68c\ub97c \ub193\uccd0\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \ubcf8 \uac00\uc774\ub4dc\ub294 \ubc14\uc05c \uc0ac\uc7a5\ub2d8\ub4e4\uc744 \uc704\ud574 \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ub4f1\ub85d\uc758 \ud544\uc694\uc131\ubd80\ud130 \uac04\uc18c\ud654\ub41c \uc2e0\uccad \uacfc\uc815, \uadf8\ub9ac\uace0 \ub4f1\ub85d \uc989\uc2dc \ub204\ub9b4 \uc218 \uc788\ub294 \uc2e4\uc9c8\uc801\uc778 \ud61c\ud0dd\uae4c\uc9c0, \uc0ac\uc5c5 \uc131\uc7a5\uc758 \uccad\uc0ac\uc9c4\uc744 \uc81c\uc2dc\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1224\/#%EB%AA%A9%EC%B0%A8\" title=\"\ubaa9\ucc28\">\ubaa9\ucc28<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1224\/#1_%EB%94%94%EC%A7%80%ED%84%B8_%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C_%E2%80%9810_%EC%9D%B8%EC%84%BC%ED%8B%B0%EB%B8%8C%EA%B0%80_%EB%A7%8C%EB%93%9C%EB%8A%94_%EA%B3%A0%EA%B0%9D_%EC%9C%A0%EC%9E%85_%ED%9A%A8%EA%B3%BC\" title=\"1. \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c: &#8216;10% \uc778\uc13c\ud2f0\ube0c&#8217;\uac00 \ub9cc\ub4dc\ub294 \uace0\uac1d \uc720\uc785 \ud6a8\uacfc\">1. \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c: &#8216;10% \uc778\uc13c\ud2f0\ube0c&#8217;\uac00 \ub9cc\ub4dc\ub294 \uace0\uac1d \uc720\uc785 \ud6a8\uacfc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1224\/#2_%EC%9A%B0%EB%A6%AC_%EA%B0%80%EA%B2%8C_%EC%9E%90%EA%B2%A9_%EC%A7%84%EB%8B%A8_%EA%B0%80%EB%A7%B9%EC%A0%90_%EB%93%B1%EB%A1%9D%EC%9D%B4_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%97%85%EC%A2%85%EC%9D%80\" title=\"2. \uc6b0\ub9ac \uac00\uac8c \uc790\uaca9 \uc9c4\ub2e8: \uac00\ub9f9\uc810 \ub4f1\ub85d\uc774 \uac00\ub2a5\ud55c \uc5c5\uc885\uc740?\">2. \uc6b0\ub9ac \uac00\uac8c \uc790\uaca9 \uc9c4\ub2e8: \uac00\ub9f9\uc810 \ub4f1\ub85d\uc774 \uac00\ub2a5\ud55c \uc5c5\uc885\uc740?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1224\/#3_3%EB%8B%A8%EA%B3%84_%EC%B4%88%EA%B0%84%ED%8E%B8_%EC%98%A8%EB%9D%BC%EC%9D%B8_%EC%8B%A0%EC%B2%AD_%EB%B3%B5%EC%9E%A1%ED%95%9C_%EC%84%9C%EB%A5%98_%EC%97%86%EC%9D%B4_7%EC%9D%BC_%EB%A7%8C%EC%97%90_%EB%81%9D%EB%82%B4%EA%B8%B0\" title=\"3. 3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc628\ub77c\uc778 \uc2e0\uccad: \ubcf5\uc7a1\ud55c \uc11c\ub958 \uc5c6\uc774 7\uc77c \ub9cc\uc5d0 \ub05d\ub0b4\uae30\">3. 3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc628\ub77c\uc778 \uc2e0\uccad: \ubcf5\uc7a1\ud55c \uc11c\ub958 \uc5c6\uc774 7\uc77c \ub9cc\uc5d0 \ub05d\ub0b4\uae30<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1224\/#4_%EA%B0%80%EB%A7%B9%EC%A0%90_%EB%93%B1%EB%A1%9D_%ED%9B%84_%EB%88%84%EB%A6%AC%EB%8A%94_4%EA%B0%80%EC%A7%80_%ED%98%81%EC%8B%A0%EC%A0%81_%ED%98%9C%ED%83%9D\" title=\"4. \uac00\ub9f9\uc810 \ub4f1\ub85d \ud6c4 \ub204\ub9ac\ub294 4\uac00\uc9c0 \ud601\uc2e0\uc801 \ud61c\ud0dd\">4. \uac00\ub9f9\uc810 \ub4f1\ub85d \ud6c4 \ub204\ub9ac\ub294 4\uac00\uc9c0 \ud601\uc2e0\uc801 \ud61c\ud0dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1224\/#5_%EC%A0%95%EC%82%B0%EC%9D%80_%EB%B9%A0%EB%A5%B4%EA%B3%A0_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%A0%9C%EB%A1%9C_%EC%82%AC%EC%9E%A5%EB%8B%98%EC%9D%84_%EC%9C%84%ED%95%9C_%EC%9E%AC%EC%A0%95_%EA%B4%80%EB%A6%AC%EC%9D%98_%ED%8E%B8%EB%A6%AC%EC%84%B1\" title=\"5. \uc815\uc0b0\uc740 \ube60\ub974\uace0, \uc218\uc218\ub8cc\ub294 \uc81c\ub85c! \uc0ac\uc7a5\ub2d8\uc744 \uc704\ud55c \uc7ac\uc815 \uad00\ub9ac\uc758 \ud3b8\ub9ac\uc131\">5. \uc815\uc0b0\uc740 \ube60\ub974\uace0, \uc218\uc218\ub8cc\ub294 \uc81c\ub85c! \uc0ac\uc7a5\ub2d8\uc744 \uc704\ud55c \uc7ac\uc815 \uad00\ub9ac\uc758 \ud3b8\ub9ac\uc131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wallstreet-journal-news.com\/?p=1224\/#6_%EC%A0%84%EB%AC%B8%EA%B0%80_%EC%A0%9C%EC%96%B8_%EC%A7%80%EC%97%AD_%EA%B2%BD%EC%A0%9C_%ED%99%9C%EC%84%B1%ED%99%94%EC%99%80_%EC%86%8C%EC%83%81%EA%B3%B5%EC%9D%B8%EC%9D%98_%EB%94%94%EC%A7%80%ED%84%B8_%EC%A0%84%ED%99%98\" title=\"6. \uc804\ubb38\uac00 \uc81c\uc5b8: \uc9c0\uc5ed \uacbd\uc81c \ud65c\uc131\ud654\uc640 \uc18c\uc0c1\uacf5\uc778\uc758 \ub514\uc9c0\ud138 \uc804\ud658\">6. \uc804\ubb38\uac00 \uc81c\uc5b8: \uc9c0\uc5ed \uacbd\uc81c \ud65c\uc131\ud654\uc640 \uc18c\uc0c1\uacf5\uc778\uc758 \ub514\uc9c0\ud138 \uc804\ud658<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%AA%A9%EC%B0%A8\"><\/span>\ubaa9\ucc28<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c: &#8216;10% \uc778\uc13c\ud2f0\ube0c&#8217;\uac00 \ub9cc\ub4dc\ub294 \uace0\uac1d \uc720\uc785 \ud6a8\uacfc<\/li>\n\n\n\n<li>\uc6b0\ub9ac \uac00\uac8c \uc790\uaca9 \uc9c4\ub2e8: \uac00\ub9f9\uc810 \ub4f1\ub85d\uc774 \uac00\ub2a5\ud55c \uc5c5\uc885\uc740?<\/li>\n\n\n\n<li>3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc628\ub77c\uc778 \uc2e0\uccad: \ubcf5\uc7a1\ud55c \uc11c\ub958 \uc5c6\uc774 7\uc77c \ub9cc\uc5d0 \ub05d\ub0b4\uae30<\/li>\n\n\n\n<li>\uac00\ub9f9\uc810 \ub4f1\ub85d \ud6c4 \ub204\ub9ac\ub294 4\uac00\uc9c0 \ud601\uc2e0\uc801 \ud61c\ud0dd<\/li>\n\n\n\n<li>\uc815\uc0b0\uc740 \ube60\ub974\uace0, \uc218\uc218\ub8cc\ub294 \uc81c\ub85c! \uc0ac\uc7a5\ub2d8\uc744 \uc704\ud55c \uc7ac\uc815 \uad00\ub9ac\uc758 \ud3b8\ub9ac\uc131<\/li>\n\n\n\n<li>\uc804\ubb38\uac00 \uc81c\uc5b8: \uc9c0\uc5ed \uacbd\uc81c \ud65c\uc131\ud654\uc640 \uc18c\uc0c1\uacf5\uc778\uc758 \ub514\uc9c0\ud138 \uc804\ud658<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%EB%94%94%EC%A7%80%ED%84%B8_%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C_%E2%80%9810_%EC%9D%B8%EC%84%BC%ED%8B%B0%EB%B8%8C%EA%B0%80_%EB%A7%8C%EB%93%9C%EB%8A%94_%EA%B3%A0%EA%B0%9D_%EC%9C%A0%EC%9E%85_%ED%9A%A8%EA%B3%BC\"><\/span>1. \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c: &#8216;10% \uc778\uc13c\ud2f0\ube0c&#8217;\uac00 \ub9cc\ub4dc\ub294 \uace0\uac1d \uc720\uc785 \ud6a8\uacfc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \ub2e8\uc21c\ud55c \uacb0\uc81c \uc218\ub2e8 \ucd94\uac00 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac16\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\ub4e4\uc740 \uc774 \uc0c1\ud488\uad8c\uc744 \uad6c\ub9e4\ud560 \ub54c \uae30\ubcf8\uc801\uc73c\ub85c 10%\uc758 \ud560\uc778 \ud61c\ud0dd\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. \uc774 \uac15\ub825\ud55c \uad6c\ub9e4 \uc778\uc13c\ud2f0\ube0c \ub355\ubd84\uc5d0, <strong>\uc18c\ube44\uc790\ub4e4\uc740 \uc774 \uc0c1\ud488\uad8c\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uac00\ub9f9\uc810\uc744 &#8216;\uc77c\ubd80\ub7ec&#8217; \uac80\uc0c9\ud558\uace0 \ucc3e\uc544\uc635\ub2c8\ub2e4.<\/strong> \uc774\ub294 \uace7 \uc6b0\ub9ac \uac00\uac8c\uac00 \uc7a0\uc7ac \uace0\uac1d\ub4e4\uc758 \ucd5c\uc885 \uc120\ud0dd\uc9c0 \ubaa9\ub85d\uc5d0 \ud3ec\ud568\ub41c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc815\ubd80\uac00 \uc8fc\ub3c4\uc801\uc73c\ub85c \ud64d\ubcf4\ud558\uace0 \ubcf4\uae09\ud558\ub294 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc2dc\uc2a4\ud15c\uc5d0 \uacf5\uc2dd \ub4f1\ub85d\ub418\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4, \uc6b0\ub9ac \uac00\uac8c\ub294 \uc804\uad6d \ub2e8\uc704\uc758 <strong>\uacf5\uc2dd \ud64d\ubcf4 \ub124\ud2b8\uc6cc\ud06c<\/strong>\uc5d0 \ud3b8\uc785\ub429\ub2c8\ub2e4. \ubcc4\ub3c4\uc758 \uad11\uace0\ube44\ub97c \uc9c0\ucd9c\ud558\uc9c0 \uc54a\uc544\ub3c4 \uc218\ub9ce\uc740 \uc2a4\ub9c8\ud2b8\ud3f0 \uc571\uacfc \ud648\ud398\uc774\uc9c0\ub97c \ud1b5\ud574 \uc6b0\ub9ac \uac00\uac8c\uc758 \uc874\uc7ac\uc640 \uc704\uce58\uac00 \uc7a0\uc7ac \uace0\uac1d\ub4e4\uc5d0\uac8c \ub178\ucd9c\ub418\ub294, \uc0ac\uc2e4\uc0c1\uc758 <strong>\ubb34\ub8cc \ub9c8\ucf00\ud305 \ucc44\ub110<\/strong>\uc744 \ud655\ubcf4\ud558\uac8c \ub418\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%EC%9A%B0%EB%A6%AC_%EA%B0%80%EA%B2%8C_%EC%9E%90%EA%B2%A9_%EC%A7%84%EB%8B%A8_%EA%B0%80%EB%A7%B9%EC%A0%90_%EB%93%B1%EB%A1%9D%EC%9D%B4_%EA%B0%80%EB%8A%A5%ED%95%9C_%EC%97%85%EC%A2%85%EC%9D%80\"><\/span>2. \uc6b0\ub9ac \uac00\uac8c \uc790\uaca9 \uc9c4\ub2e8: \uac00\ub9f9\uc810 \ub4f1\ub85d\uc774 \uac00\ub2a5\ud55c \uc5c5\uc885\uc740?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc81c\ub3c4\ub294 \uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778\uc758 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud2b9\uc815 \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 \uac00\uac8c\ub9cc\uc774 \uac00\ub9f9\uc810\uc73c\ub85c \ub4f1\ub85d\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e0\uccad \uac00\ub2a5 \uc5c5\uc885\uc758 \ud575\uc2ec:<\/strong> \uc0c1\uc0dd\uacfc \uace8\ubaa9 \uc0c1\uad8c \ud65c\uc131\ud654\ub77c\ub294 \uc815\ucc45 \ucde8\uc9c0\uc5d0 \ub9de\ucdb0, <strong>\uc804\ud1b5\uc2dc\uc7a5, \uc0c1\uc810\uac00, \uace8\ubaa9\ud615 \uc0c1\uc810\uac00, \uc0c1\uad8c\ud65c\uc131\ud654\uad6c\uc5ed<\/strong> \ub0b4\uc5d0 \uc704\uce58\ud55c \uc18c\uc0c1\uacf5\uc778 \uc810\ud3ec\ub77c\uba74 \ub300\ubd80\ubd84 \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ubbf8\uc6a9\uc2e4, \uc2dd\ub2f9, \uc815\uc721\uc810, \uc637\uac00\uac8c \ub4f1 \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d\uc744 \uc18c\uc9c0\ud558\uace0 \uc2e4\uc81c \uc601\uc5c5 \uc911\uc778 \uc0dd\ud65c \ubc00\ucc29\ud615 \uc5c5\uc885\uc774 \uc8fc\uc694 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub4f1\ub85d \uc81c\uc678 \uc5c5\uc885:<\/strong> \uc815\ucc45\uc758 \ucde8\uc9c0\uc5d0 \ub9de\uc9c0 \uc54a\ub294 \ub300\ud615\ub9c8\ud2b8\ub098 \ub300\uae30\uc5c5 \ud504\ub79c\ucc28\uc774\uc988 \uc9c1\uc601\uc810, \uc0ac\ud589\uc131\/\uc720\ud765 \uc5c5\uc18c(\uc608: \uc720\ud765\uc8fc\uc810, \ubcf5\uad8c \ud310\ub9e4\uc810 \ub4f1), \uadf8\ub9ac\uace0 \uc628\ub77c\uc778 \ud310\ub9e4\ub97c \uc8fc\ub825\uc73c\ub85c \ud558\ub294 \ud1b5\uc2e0 \ud310\ub9e4\uc5c5\uccb4 \ub4f1\uc740 \uc544\uc27d\uc9c0\ub9cc \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub178\uc810\uc0c1\uc758 \ud2b9\ub840:<\/strong> \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d\uc774 \uc5c6\ub294 \ub178\uc810\uc0c1\uc774\ub77c \ud558\ub354\ub77c\ub3c4, \ud574\ub2f9 \uc9c0\uc5ed <strong>\uc0c1\uc778\ud68c\uc7a5\uc758 \ud655\uc778\uc11c<\/strong>\ub97c \uc81c\ucd9c\ud558\uba74 \uc608\uc678\uc801\uc73c\ub85c \ub4f1\ub85d\uc774 \uac00\ub2a5\ud558\ub3c4\ub85d \ud558\uc5ec \ubcf5\uc9c0 \uc0ac\uac01\uc9c0\ub300\ub97c \ud574\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ucc98\ub7fc \uc790\uaca9 \uc694\uac74\uc740 \uba85\ud655\ud558\uba74\uc11c\ub3c4 \ud3ec\uc6a9\uc801\uc774\uc5b4\uc11c, \ub300\ubd80\ubd84\uc758 \uc131\uc2e4\ud55c \uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778\ub4e4\uc740 \ubb38\uc744 \ub450\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_3%EB%8B%A8%EA%B3%84_%EC%B4%88%EA%B0%84%ED%8E%B8_%EC%98%A8%EB%9D%BC%EC%9D%B8_%EC%8B%A0%EC%B2%AD_%EB%B3%B5%EC%9E%A1%ED%95%9C_%EC%84%9C%EB%A5%98_%EC%97%86%EC%9D%B4_7%EC%9D%BC_%EB%A7%8C%EC%97%90_%EB%81%9D%EB%82%B4%EA%B8%B0\"><\/span>3. 3\ub2e8\uacc4 \ucd08\uac04\ud3b8 \uc628\ub77c\uc778 \uc2e0\uccad: \ubcf5\uc7a1\ud55c \uc11c\ub958 \uc5c6\uc774 7\uc77c \ub9cc\uc5d0 \ub05d\ub0b4\uae30<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc14\uc05c \uc0ac\uc7a5\ub2d8\ub4e4\uc744 \uc704\ud574 \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810 \ub4f1\ub85d \uc808\ucc28\ub294 \uadf9\ub3c4\ub85c \uac04\uc18c\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc608\uc804\ucc98\ub7fc \ubcf5\uc7a1\ud55c \uc11c\ub958\ub97c \ub4e4\uace0 \uad00\uacf5\uc11c\ub97c \ubc29\ubb38\ud560 \ud544\uc694 \uc5c6\uc774, \ubaa8\ub4e0 \uc808\ucc28\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ub2e8\uacc4 1. \uac00\ub9f9\uc810 \uad00\ub9ac \uc2dc\uc2a4\ud15c \uc811\uc18d \ubc0f \uc2e0\uccad\uc11c \uc791\uc131:<\/strong> \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uacf5\uc2dd \uac00\ub9f9\uc810 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc5d0 \uc811\uc18d\ud558\uc5ec \uc628\ub77c\uc778 \uc2e0\uccad \uc591\uc2dd\uc5d0 \ub530\ub77c \uc0c1\ud638\uba85, \uc0ac\uc5c5\uc790\ub4f1\ub85d\ubc88\ud638, \uc5c5\uc885 \ub4f1 \ud544\uc218 \uc815\ubcf4\ub97c \uc785\ub825\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ub2e8\uacc4 2. \uad6c\ube44 \uc11c\ub958 \uac04\ud3b8 \uc81c\ucd9c:<\/strong> \uac00\uc7a5 \uc911\uc694\ud55c \uad6c\ube44 \uc11c\ub958\uc778 \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d\uba85\uc744 \ud30c\uc77c\ub85c \uc5c5\ub85c\ub4dc\ud569\ub2c8\ub2e4. \ub9cc\uc57d \ud589\uc815\uc815\ubcf4 \uacf5\ub3d9\uc774\uc6a9\uc5d0 \ub3d9\uc758\ud558\uba74, \uc11c\ub958 \uc81c\ucd9c\uc774 \uc0c1\ub2f9 \ubd80\ubd84 \uc0dd\ub7b5\ub418\uac70\ub098 \uac04\uc18c\ud654\ub418\uc5b4 \uc2dc\uac04\uc744 \uc808\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ub2e8\uacc4 3. \uc2b9\uc778 \ud655\uc778 \ubc0f \uc2dc\uc2a4\ud15c \uc778\uc99d:<\/strong> \uc2e0\uccad \ud6c4 \ud3c9\uade0\uc801\uc73c\ub85c <strong>7\uc77c \uc774\ub0b4<\/strong>, \ub2a6\uc5b4\ub3c4 2\uc8fc \uc548\uc5d0 \uc2b9\uc778 \uacb0\uacfc\uac00 \ud734\ub300\uc804\ud654 \ubb38\uc790\ub85c \ud1b5\ubcf4\ub429\ub2c8\ub2e4. \uc2b9\uc778 \ud6c4\uc5d0\ub294 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uad00\ub828 \uc571\uc774\ub098 \uc2dc\uc2a4\ud15c\uc5d0 \uc0ac\uc5c5\uc790\ub4f1\ub85d\ubc88\ud638\ub97c \uc785\ub825\ud558\uc5ec \uc778\uc99d \uc808\ucc28\ub97c \uc644\ub8cc\ud558\uba74 \uc989\uc2dc \uacb0\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%EA%B0%80%EB%A7%B9%EC%A0%90_%EB%93%B1%EB%A1%9D_%ED%9B%84_%EB%88%84%EB%A6%AC%EB%8A%94_4%EA%B0%80%EC%A7%80_%ED%98%81%EC%8B%A0%EC%A0%81_%ED%98%9C%ED%83%9D\"><\/span>4. \uac00\ub9f9\uc810 \ub4f1\ub85d \ud6c4 \ub204\ub9ac\ub294 4\uac00\uc9c0 \ud601\uc2e0\uc801 \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\ub9f9\uc810 \ub4f1\ub85d\uc740 \ub2e8\uc21c\ud788 &#8216;\uacb0\uc81c \uc218\ub2e8 \ucd94\uac00&#8217;\uac00 \uc544\ub2cc, \uc6b0\ub9ac \uac00\uac8c\uc758 \uc131\uc7a5\uc744 \uc704\ud55c <strong>\uc804\ub7b5\uc801 \ud22c\uc790<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\ub9e4\ucd9c\uc758 \uc9c0\uc18d\uc801\uc778 \uc131\uc7a5 \ub3d9\ub825:<\/strong> \uc18c\ube44\uc790\ub4e4\uc774 \ud560\uc778 \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud558\uae30 \uc704\ud574 \uc6b0\ub9ac \uac00\uac8c\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \ucc3e\uac8c \ub418\uba74\uc11c, <strong>\uac1d\ub2e8\uac00 \uc0c1\uc2b9 \ubc0f \ubc29\ubb38 \ube48\ub3c4 \uc99d\uac00<\/strong>\ub85c \uc774\uc5b4\uc838 \ub208\uc5d0 \ub744\ub294 \ub9e4\ucd9c \uc99d\uac00\ub97c \uacbd\ud5d8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uacf5\uacf5 \ub9c8\ucf00\ud305 \ud6a8\uacfc\uc758 \ubb34\uc0c1 \ud68d\ub4dd:<\/strong> \uc6b0\ub9ac \uac00\uac8c\uc758 \uc0c1\ud638\uba85\uacfc \uc704\uce58, \uc5c5\uc885 \uc815\ubcf4\uac00 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc758 \uacf5\uc2dd \uc571\uacfc \ud648\ud398\uc774\uc9c0\uc5d0 \uc790\ub3d9\uc73c\ub85c \ub4f1\ub85d\ub418\uc5b4, \uc218\ubc31\ub9cc \uba85\uc758 \uc0c1\ud488\uad8c \uc0ac\uc6a9\uc790\ub4e4\uc5d0\uac8c <strong>\ubb34\ub8cc\ub85c \ud64d\ubcf4<\/strong>\ub418\ub294 \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc815\ubd80 \uc815\ucc45 \ud2b9\uc218 \uc120\uc810:<\/strong> \uba85\uc808 \ud560\uc778 \ud589\uc0ac, \uc815\ubd80\uc758 \uc18c\ube44 \uc9c0\uc6d0\uae08(\uc608: \uc0c1\uc0dd\ud398\uc774\ubc31), \uc7ac\ub09c\uc9c0\uc6d0\uae08 \ub4f1\uc774 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc73c\ub85c \uc9c0\uae09\ub420 \ub54c\ub9c8\ub2e4, \uac00\ub9f9\uc810\uc740 \ub2e4\ub978 \uac00\uac8c\ubcf4\ub2e4 \ud6e8\uc52c \ud070 <strong>\uc815\ucc45 \ud2b9\uc218<\/strong>\ub97c \ub204\ub9ac\uba70 \ud3ed\ubc1c\uc801\uc778 \uace0\uac1d \uc720\uc785\uc744 \uacbd\ud5d8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc804 \uc0c1\ud488\uad8c \uc218\uc6a9 \ub2a5\ub825 \ud655\ubcf4:<\/strong> \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uac00\ub9f9\uc810\uc73c\ub85c \ub4f1\ub85d\ud558\uba74, \ubaa8\ubc14\uc77c\ud615\ubfd0\ub9cc \uc544\ub2c8\ub77c <strong>\uc9c0\ub958\ud615, \uce74\ub4dc\ud615 \uc0c1\ud488\uad8c<\/strong>\uae4c\uc9c0 \ubaa8\ub450 \uc218\uc6a9\ud560 \uc218 \uc788\ub294 \uc2dc\uc2a4\ud15c\uc744 \uac16\ucd94\uac8c \ub418\uc5b4 \ubaa8\ub4e0 \uc885\ub958\uc758 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uace0\uac1d\uc744 \ub193\uce58\uc9c0 \uc54a\uac8c \ub429\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%EC%A0%95%EC%82%B0%EC%9D%80_%EB%B9%A0%EB%A5%B4%EA%B3%A0_%EC%88%98%EC%88%98%EB%A3%8C%EB%8A%94_%EC%A0%9C%EB%A1%9C_%EC%82%AC%EC%9E%A5%EB%8B%98%EC%9D%84_%EC%9C%84%ED%95%9C_%EC%9E%AC%EC%A0%95_%EA%B4%80%EB%A6%AC%EC%9D%98_%ED%8E%B8%EB%A6%AC%EC%84%B1\"><\/span>5. \uc815\uc0b0\uc740 \ube60\ub974\uace0, \uc218\uc218\ub8cc\ub294 \uc81c\ub85c! \uc0ac\uc7a5\ub2d8\uc744 \uc704\ud55c \uc7ac\uc815 \uad00\ub9ac\uc758 \ud3b8\ub9ac\uc131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc14\uc05c \uc0ac\uc7a5\ub2d8\ub4e4\uc5d0\uac8c \ud604\uae08 \ud68c\uc218 \ubc0f \uc815\uc0b0\uc740 \ud070 \ubd80\ub2f4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \uc774\ub7ec\ud55c \ubd88\ud3b8\ud568\uc744 \ucd5c\uc18c\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc81c\ub85c \uc218\uc218\ub8cc \uc815\ucc45:<\/strong> \uac00\ub9f9\uc810 \ub4f1\ub85d\ube44\ub294 \ubb3c\ub860, <strong>\uacb0\uc81c \uc2dc \ubc1c\uc0dd\ud558\ub294 \uc218\uc218\ub8cc\uae4c\uc9c0 \ubaa8\ub450 \ubb34\ub8cc<\/strong>\uc785\ub2c8\ub2e4. \uc77c\ubc18 \uce74\ub4dc \uacb0\uc81c \uc218\uc218\ub8cc\uac00 \ubd80\ub2f4\uc2a4\ub7ec\uc6e0\ub358 \uc18c\uc0c1\uacf5\uc778\uc5d0\uac8c\ub294 \uc21c\uc774\uc775\uc744 \ub192\uc774\ub294 \ud68d\uae30\uc801\uc778 \ud61c\ud0dd\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc775\uc77c \uc790\ub3d9 \uc785\uae08:<\/strong> \uacb0\uc81c\ub41c \uae08\uc561\uc740 \ubcf5\uc7a1\ud55c \uc815\uc0b0 \uacfc\uc815\uc744 \uac70\uce58\uc9c0 \uc54a\uace0 <strong>\ub2e4\uc74c \uc601\uc5c5\uc77c\uc5d0 \uc0ac\uc7a5\ub2d8\uc758 \uc9c0\uc815 \uacc4\uc88c\ub85c \uc790\ub3d9 \uc785\uae08<\/strong>\ub429\ub2c8\ub2e4. \ud604\uae08 \ud68c\uc218\ub098 \uc740\ud589 \ubc29\ubb38\uc5d0 \ub4dc\ub294 \uadc0\ud55c \uc2dc\uac04\uc744 \uc544\ub084 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud22c\uba85\ud55c \ub9e4\ucd9c \uad00\ub9ac:<\/strong> \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc571\uc744 \ud1b5\ud574 \uc77c\ubcc4, \uc8fc\ubcc4, \uc6d4\ubcc4 \ub9e4\ucd9c\uacfc \uc815\uc0b0 \ub0b4\uc5ed\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud558\uace0 \uad00\ub9ac\ud560 \uc218 \uc788\uc5b4, \uac00\uac8c \uc6b4\uc601\uc758 \ud22c\uba85\uc131\uacfc \ud6a8\uc728\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_%EC%A0%84%EB%AC%B8%EA%B0%80_%EC%A0%9C%EC%96%B8_%EC%A7%80%EC%97%AD_%EA%B2%BD%EC%A0%9C_%ED%99%9C%EC%84%B1%ED%99%94%EC%99%80_%EC%86%8C%EC%83%81%EA%B3%B5%EC%9D%B8%EC%9D%98_%EB%94%94%EC%A7%80%ED%84%B8_%EC%A0%84%ED%99%98\"><\/span>6. \uc804\ubb38\uac00 \uc81c\uc5b8: \uc9c0\uc5ed \uacbd\uc81c \ud65c\uc131\ud654\uc640 \uc18c\uc0c1\uacf5\uc778\uc758 \ub514\uc9c0\ud138 \uc804\ud658<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>[\uc804\ubb38\uac00 \ub17c\ud3c9: \ub514\uc9c0\ud138 \uc804\ud658\uc758 \ucd09\ub9e4\uc81c\ub85c\uc11c\uc758 \uc5ed\ud560]<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub514\uc9c0\ud138 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc81c\ub3c4\ub294 \ub2e8\uc21c\ud55c \ubcf4\uc870\uae08 \uc815\ucc45\uc744 \ub118\uc5b4, \uc18c\uc0c1\uacf5\uc778\uc758 \ub514\uc9c0\ud138 \uc804\ud658(Digital Transformation)\uc744 \uac00\uc18d\ud654\ud558\ub294 \uc911\uc694\ud55c \ucd09\ub9e4\uc81c\uc785\ub2c8\ub2e4. \uc218\uc218\ub8cc \ubb34\ub8cc, \uc775\uc77c \uc790\ub3d9 \uc785\uae08 \ub4f1 \ud601\uc2e0\uc801\uc778 \uc2dc\uc2a4\ud15c\uc740 \uc18c\uc0c1\uacf5\uc778\uc774 \uc9c1\uba74\ud55c \uc815\uc0b0 \ubc0f \ube44\uc6a9 \ubb38\uc81c\ub97c \ud574\uacb0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 <strong>\uc18c\ube44\uc790\uc758 &#8216;\uac80\uc0c9 \ubc0f \ubc29\ubb38&#8217; \uc720\uc778<\/strong>\uc744 \ud1b5\ud574 \uc18c\uc0c1\uacf5\uc778 \uc2a4\uc2a4\ub85c \uc0c8\ub85c\uc6b4 \ub9c8\ucf00\ud305 \ud658\uacbd\uc5d0 \uc801\uc751\ud558\ub3c4\ub85d \ub3d5\ub294\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uc571\uc744 \ud1b5\ud55c \uac00\uac8c \ub178\ucd9c\uc740 \uc804\ud1b5\uc2dc\uc7a5\uc774\ub098 \uace8\ubaa9 \uc0c1\uad8c\uc758 \uc810\ud3ec\ub4e4\uc774 \ud604\ub300\uc801\uc778 &#8216;\ud50c\ub7ab\ud3fc&#8217; \ud658\uacbd \uc18d\uc5d0\uc11c \uacbd\uc7c1\ud560 \uc218 \uc788\ub294 \ucd5c\uc18c\ud55c\uc758 \ubc1c\ud310\uc744 \ub9c8\ub828\ud574 \uc90d\ub2c8\ub2e4. \uc774 \uc81c\ub3c4\uc758 \uc131\uacf5\uc740 \ub2e8\uc21c\ud788 \ub9e4\ucd9c \uc99d\ub300\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \uc9c0\uc5ed \uc18c\uc0c1\uacf5\uc778\ub4e4\uc774 \ub514\uc9c0\ud138 \uacb0\uc81c \ud658\uacbd\uc5d0 \ube60\ub974\uac8c \uc775\uc219\ud574\uc9c0\uace0 \uace0\uac1d \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\ub294 <strong>\ubbf8\ub798\ud615 \uc0c1\uc810\uc73c\ub85c \ub3c4\uc57d<\/strong>\ud558\ub294 \uae30\ud68c\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \uc815\ubd80\ub294 \uac00\ub9f9\uc810 \ub4f1\ub85d\ub960\uc744 \ub192\uc5ec <strong>\uc18c\ube44\uc790 \uc0ac\uc6a9 \ud3b8\uc758\uc131\uc744 \uadf9\ub300\ud654<\/strong>\ud558\ub294 \ub3d9\uc2dc\uc5d0, \uc18c\uc0c1\uacf5\uc778\ub4e4\uc744 \uc704\ud55c \ub514\uc9c0\ud138 \uad50\uc721 \ubc0f \ucee8\uc124\ud305 \uc9c0\uc6d0\uc744 \ubcd1\ud589\ud558\uc5ec \uc774 \ud601\uc2e0\uc801\uc778 \ubcc0\ud654\ub97c \ub354\uc6b1 \ub2e8\ub2e8\ud558\uac8c \ub4b7\ubc1b\uce68\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uaf2d \uc54c\uc544\uc57c \ud560 \uc720\uc758\uc0ac\ud56d &amp; FAQ \uc694\uc57d<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td>Q. \ub4f1\ub85d \uc218\uc218\ub8cc\uac00 \uc788\ub098\uc694?<\/td><td>A. \uc5c6\uc2b5\ub2c8\ub2e4. \ub4f1\ub85d\ube44, \uacb0\uc81c \uc218\uc218\ub8cc \ubaa8\ub450 &#8216;\ubb34\ub8cc&#8217;\uc785\ub2c8\ub2e4.<\/td><\/tr><\/thead><tbody><tr><td>Q. \uc9c0\ub958 \uc0c1\ud488\uad8c\ub3c4 \ud568\uaed8 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/td><td>A. \ub124, \ub514\uc9c0\ud138 \uac00\ub9f9\uc810\uc73c\ub85c \ub4f1\ub85d\ud558\uba74 \uc9c0\ub958\/\ubaa8\ubc14\uc77c\/\uce74\ub4dc\ud615 \ub4f1 \ubaa8\ub4e0 \uc885\ub958\uc758 \uc0c1\ud488\uad8c \uacb0\uc81c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/td><\/tr><tr><td>Q. \ub4f1\ub85d\uc774 \uac70\uc808\ub418\ub294 \uacbd\uc6b0\ub3c4 \uc788\ub098\uc694?<\/td><td>A. \uc5c5\uc885 \uc81c\ud55c\uc5d0 \ud574\ub2f9\ud558\uac70\ub098, \uc81c\ucd9c \uc11c\ub958\uac00 \ubbf8\ube44\ud560 \uacbd\uc6b0 \uac70\uc808\ub420 \uc218 \uc788\uc73c\uba70, \uc11c\ub958 \ubcf4\uc644 \ud6c4 \uc7ac\uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud575\uc2ec \ud0a4\uc6cc\ub4dc \ud574\uc2dc\ud0dc\uadf8 \uc815\ub9ac:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">#\ub514\uc9c0\ud138\uc628\ub204\ub9ac\uc0c1\ud488\uad8c, #\uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uac00\ub9f9\uc810, #\uc18c\uc0c1\uacf5\uc778, #\ub9e4\ucd9c\uc99d\ub300, #\uc628\ub204\ub9ac\uc0c1\ud488\uad8c\ub4f1\ub85d, #\uc815\ubd80\uc9c0\uc6d0, #\uc81c\ub85c\uc218\uc218\ub8cc, #\uc9c0\uc5ed\uacbd\uc81c\ud65c\uc131\ud654, #\uc804\ud1b5\uc2dc\uc7a5, #\ub514\uc9c0\ud138\uc804\ud658<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uace0\uac1d\uc758 \uc18c\ube44 \ud328\ud134\uc774 \ud604\uae08\uc5d0\uc11c \ubaa8\ubc14\uc77c\ub85c, \ub300\ud615 \uc1fc\ud551\ubab0\uc5d0\uc11c \uc9c0\uc5ed \uc0c1\uad8c\uc73c\ub85c \uc774\ub3d9\ud558\ub294 \uc9c0\uae08, \uc0ac\uc7a5\ub2d8\ub4e4\uc740 \uc0c8\ub85c\uc6b4 \uace0\uac1d \uc720\uc785 \uc804\ub7b5\uc774 \uc808\uc2e4\ud569\ub2c8\ub2e4. \uadf8<\/p>\n","protected":false},"author":1,"featured_media":1225,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[393,406,139,399,407,404,137,408,143],"class_list":["post-1224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-393","tag-406","tag-139","tag-399","tag-407","tag-404","tag-137","tag-408","tag-143"],"featured_image_urls":{"full":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?fit=1024%2C682&ssl=1",1024,682,false],"thumbnail":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?fit=300%2C200&ssl=1",300,200,true],"medium_large":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?fit=640%2C427&ssl=1",640,427,true],"large":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?fit=640%2C426&ssl=1",640,426,true],"1536x1536":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?fit=1024%2C682&ssl=1",1024,682,true],"2048x2048":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?fit=1024%2C682&ssl=1",1024,682,true],"morenews-featured":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?fit=1024%2C682&ssl=1",1024,682,true],"morenews-large":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?resize=825%2C575&ssl=1",825,575,true],"morenews-medium":["https:\/\/i0.wp.com\/wallstreet-journal-news.com\/wp-content\/uploads\/2025\/12\/%EC%98%A8%EB%88%84%EB%A6%AC%EC%83%81%ED%92%88%EA%B6%8C%EA%B0%80%EB%A7%B9%EC%A0%90.jpg?resize=590%2C410&ssl=1",590,410,true]},"author_info":{"info":["All Finance Infomation"]},"category_info":"<a href=\"https:\/\/wallstreet-journal-news.com\/?cat=3\" rel=\"category\">finance<\/a>","tag_info":"finance","comment_count":"0","_links":{"self":[{"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=\/wp\/v2\/posts\/1224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1224"}],"version-history":[{"count":1,"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=\/wp\/v2\/posts\/1224\/revisions"}],"predecessor-version":[{"id":1226,"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=\/wp\/v2\/posts\/1224\/revisions\/1226"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=\/wp\/v2\/media\/1225"}],"wp:attachment":[{"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wallstreet-journal-news.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}